{"id":32918,"date":"2026-05-26T11:00:20","date_gmt":"2026-05-26T10:00:20","guid":{"rendered":"https:\/\/smart.stream\/acuerdos-y-politicas\/"},"modified":"2026-07-27T19:31:32","modified_gmt":"2026-07-27T18:31:32","slug":"acuerdos-y-politicas","status":"publish","type":"page","link":"https:\/\/smart.stream\/es\/acuerdos-y-politicas\/","title":{"rendered":"Acuerdos y pol\u00edticas"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"32918\" class=\"elementor elementor-32918 elementor-21256\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a159b22 e-flex e-con-boxed e-con e-parent\" data-id=\"a159b22\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16448ac elementor-widget elementor-widget-heading\" data-id=\"16448ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Acuerdos y pol\u00edticas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e83cfcd elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e83cfcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Todo lo que rige c\u00f3mo trabajamos con usted: desde los t\u00e9rminos de nuestro acuerdo hasta c\u00f3mo gestionamos sus datos.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de8113f elementor-widget elementor-widget-text-editor\" data-id=\"de8113f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u00daltima actualizaci\u00f3n  26 mayo 2026\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a32d638 e-flex e-con-boxed e-con e-parent\" data-id=\"a32d638\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85ff298 elementor-widget elementor-widget-heading\" data-id=\"85ff298\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Acuerdos<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e3ad603 e-grid e-con-full e-con e-child\" data-id=\"e3ad603\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ea1826 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"7ea1826\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acuerdo maestro de SaaS<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1df827d elementor-widget elementor-widget-text-editor\" data-id=\"1df827d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Regula el acceso y el uso de servicios de software basados en la nube<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d339c9 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"5d339c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Master-Software-as-a-Service-Agreement.TCs-.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf6baf0 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"cf6baf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acuerdo maestro de licencia y servicios de soporte<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e09626 elementor-widget elementor-widget-text-editor\" data-id=\"2e09626\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rminos para la concesi\u00f3n de licencias de software para uso local o en las instalaciones<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d9789a elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"2d9789a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Master-License-and-Support-Services-Agreement-TCs.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4400185 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4400185\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acuerdo de procesador de datos<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-523ad22 elementor-widget elementor-widget-text-editor\" data-id=\"523ad22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rminos conformes para el procesamiento de datos personales en su nombre<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d52053 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"7d52053\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Data-Processor-Agreement-Smartstream-as-Processor.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94c9df0 elementor-widget elementor-widget-heading\" data-id=\"94c9df0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pol\u00edticas<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4959792 e-grid e-con-full e-con e-child\" data-id=\"4959792\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bc474e elementor-widget elementor-widget-heading\" data-id=\"2bc474e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pol\u00edtica de Inteligencia Artificial y Aprendizaje Autom\u00e1tico<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37549cb elementor-widget elementor-widget-text-editor\" data-id=\"37549cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Marco para el dise\u00f1o, desarrollo e implementaci\u00f3n responsables, legales y controlados de la inteligencia artificial<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-827f972 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"827f972\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/AI_and_ML_Policy_v.1.0.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45cedf4 elementor-widget elementor-widget-heading\" data-id=\"45cedf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Soporte<\/h4>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3de895c e-grid e-con-full e-con e-child\" data-id=\"3de895c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72de4c1 elementor-widget elementor-widget-heading\" data-id=\"72de4c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Descripci\u00f3n del servicio de soporte en las instalaciones<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-761e1b8 elementor-widget elementor-widget-text-editor\" data-id=\"761e1b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rminos de soporte, horarios de cobertura y v\u00edas de escalado para implementaciones en las instalaciones<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-806f7d0 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"806f7d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/SmartStream_Software_Support_Service_Description_v2.7.0.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1843ac elementor-widget elementor-widget-heading\" data-id=\"a1843ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Descripci\u00f3n del soporte de servicios alojados<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef38535 elementor-widget elementor-widget-text-editor\" data-id=\"ef38535\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rminos de soporte y SLA para clientes de servicios alojados en la nube y bajo demanda<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8be47b8 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"8be47b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Hosted-Services-Support-Description-TLM-v4.2.1.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1301b29 elementor-widget elementor-widget-heading\" data-id=\"1301b29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Descripci\u00f3n del soporte de servicios alojados de Air<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-342deb0 elementor-widget elementor-widget-text-editor\" data-id=\"342deb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Esta descripci\u00f3n del servicio se aplica al producto Smartstream Air<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6e4a70 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"a6e4a70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Smartstream-Air-Hosted-Services-Support-Description-v2.2.1.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b1383b e-flex e-con-boxed e-con e-parent\" data-id=\"0b1383b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e4545c3 e-con-full e-flex e-con e-child\" data-id=\"e4545c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db31884 elementor-hidden-mobile elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"db31884\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tSmart <br \/>Insights\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t\u00daltimas tendencias en IA, automatizaci\u00f3n<br class=\"hide-mobile\" \/> \ne innovaci\u00f3n de datos.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/smart.stream\/es\/smartstream-perspectivas\/\">\n\t\t\t\t\t\tVer todo\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50abe3c elementor-grid-2 smooth-load-text-row elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"50abe3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:32691,&quot;columns&quot;:2,&quot;alternate_template&quot;:&quot;yes&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:80,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-32691\">.elementor-32691 .elementor-element.elementor-element-751ec277{--display:flex;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-32691 .elementor-element.elementor-element-79777b54 img{width:100%;height:100%;object-fit:cover;object-position:center center;}.elementor-32691 .elementor-element.elementor-element-79777b54{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 12px) 0px;}.elementor-32691 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );font-weight:var( --e-global-typography-b41ad82-font-weight );text-transform:var( --e-global-typography-b41ad82-text-transform );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );color:var( --e-global-color-ac618ca );}.elementor-32691 .elementor-element.elementor-element-7631e59c{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 12px) 0px;}.elementor-32691 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );font-weight:var( --e-global-typography-95df7da-font-weight );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );color:var( --e-global-color-text );}@media(max-width:1024px){.elementor-32691 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );}.elementor-32691 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}@media(max-width:767px){.elementor-32691 .elementor-element.elementor-element-79777b54{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 2px) 0px;}.elementor-32691 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );}.elementor-32691 .elementor-element.elementor-element-7631e59c{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-32691 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"32691\" class=\"elementor elementor-32691 elementor-13071 elementor-13071 e-loop-item e-loop-item-40407 post-40407 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-industry-papers global_tag-smart-agents global_tag-smart-reconciliations global_tag-tlm-reconciliations-premium\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/es\/resources\/from-copilots-to-autopilot\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/11\/2026-11-06-whitepaper-overview-from-copilots-to-autopilot-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-40409\" alt=\"Smartstream banner: &apos;Smart Agents: The next operating model for financial operations&apos; on a black panel with teal border.\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/11\/2026-11-06-whitepaper-overview-from-copilots-to-autopilot-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/11\/2026-11-06-whitepaper-overview-from-copilots-to-autopilot-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/11\/2026-11-06-whitepaper-overview-from-copilots-to-autopilot-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/11\/2026-11-06-whitepaper-overview-from-copilots-to-autopilot.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Documento sectorial<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Why brittle automation reaches its limit\r\nFrom Copilots ...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"32691\" class=\"elementor elementor-32691 elementor-13071 elementor-13071 e-loop-item e-loop-item-40345 post-40345 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-adam-cottingham global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-asset-servicing-times global_tag-iso-20022-2 global_tag-news global_tag-smart-actions global_tag-smart-agents global_tag-t1 global_tag-tlm-corporate-actions\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/es\/resources\/acciones-corporativas-en-2030-riesgo-de-evento-ia-y-tokenizacion\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-14726\" alt=\"\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Noticias<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">El riesgo de evento define el riesgo operativo en el ser...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"32691\" class=\"elementor elementor-32691 elementor-13071 elementor-13071 e-loop-item e-loop-item-40241 post-40241 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-09-september-2026 global_tag-818 global_tag-akber-jaffer global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-fintech-finance global_tag-sibos-2026 global_tag-smart-agents global_tag-smart-reconciliations global_tag-tlm-reconciliations-premium global_tag-videos\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/es\/resources\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-3\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-akber-jaffer-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-40246\" alt=\"Blue hero banner: Akber Jaffer, CEO, SIBOS 2026, with a photo of him on the right; headline reads &apos;GRIT: Governance, ROI, Integration and Trust meets agentic operations&apos; and Fintech Finance News logo with a play button.\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-akber-jaffer-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-akber-jaffer-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-akber-jaffer-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-akber-jaffer.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">V\u00eddeo y podcast<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Una nueva versi\u00f3n basada en GRIT\nAkber Jaffer, CEO de Sm...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-32693\">.elementor-32693 .elementor-element.elementor-element-436bc0{--display:flex;--justify-content:center;border-style:solid;--border-style:solid;border-width:1px 1px 1px 1px;--border-top-width:1px;--border-right-width:1px;--border-bottom-width:1px;--border-left-width:1px;border-color:var( --e-global-color-0c8397e );--border-color:var( --e-global-color-0c8397e );--border-radius:0px 0px 200px 0px;}.elementor-32693 .elementor-element.elementor-element-1ecc3d91{text-align:center;}.elementor-32693 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );font-weight:var( --e-global-typography-95df7da-font-weight );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}@media(max-width:1024px){.elementor-32693 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}@media(max-width:767px){.elementor-32693 .elementor-element.elementor-element-436bc0{--border-radius:0px 0px 140px 0px;}.elementor-32693 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"32693\" class=\"elementor elementor-32693 elementor-13069 elementor-13069 elementor-repeater-item-b783501 e-loop-item e-loop-item-40227 post-40227 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-09-september-2026 global_tag-818 global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-cloud global_tag-fintech-finance global_tag-sibos-2026 global_tag-smart-agents global_tag-smart-collateral global_tag-smart-reconciliations global_tag-t1 global_tag-thomas-steinborn global_tag-tlm-collateral-management global_tag-tlm-reconciliations-premium global_tag-videos\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-436bc0 view-all e-flex e-con-boxed e-con e-parent\" data-id=\"436bc0\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/es\/smartstream-perspectivas\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ecc3d91 elementor-widget elementor-widget-heading\" data-id=\"1ecc3d91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Ver todo<\/h6>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59f0bb7 e-flex e-con-boxed e-con e-parent\" data-id=\"59f0bb7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c25cba0 e-con-full pulse-bg e-flex e-con e-child\" data-id=\"c25cba0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e0cd14 smooth-load-text-row elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"3e0cd14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t\u00danase a nosotros para construir un <br class=\"hide-mobile\" \/>futuro m\u00e1s sostenible\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tLa sostenibilidad est\u00e1 en el centro de nuestra innovaci\u00f3n. Forme parte de una <br class=\"hide-mobile\" \/>empresa que prioriza las finanzas responsables. \t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/smart.stream\/es\/empleo\/\">\n\t\t\t\t\t\tExplorar carreras profesionales\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Todo lo que rige c\u00f3mo trabajamos con usted: desde los t\u00e9rminos de nuestro acuerdo hasta c\u00f3mo gestionamos sus datos. Acuerdos Acuerdo maestro de SaaS Regula el acceso y el uso de servicios de software basados en la nube Descargar Acuerdo maestro de licencia y servicios de soporte T\u00e9rminos para la concesi\u00f3n de licencias de software [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"global_tag":[],"class_list":["post-32918","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"Thomas Steinborn, director de Producto y Tecnolog\u00eda, explica c\u00f3mo Smart Reconciliations Premium escala para mercados en tiempo real con IA explicable y agentes.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/smart.stream\/resources\/smartstream-connect-europe-london-pilot-to-production\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.5\" \/>\n\t\t<meta property=\"og:locale\" content=\"es_ES\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Smartstream\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Visi\u00f3n del producto Smart Reconciliations Premium | Smartstream\" \/>\n\t\t<meta property=\"og:description\" content=\"Thomas Steinborn, director de Producto y Tecnolog\u00eda, explica c\u00f3mo Smart Reconciliations Premium escala para mercados en tiempo real con IA explicable y agentes.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/smart.stream\/resources\/smartstream-connect-europe-london-pilot-to-production\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"1050\" \/>\n\t\t<meta property=\"og:image:height\" content=\"591\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-10-15T09:09:50+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-11-05T12:32:30+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@Smartstream_STP\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Visi\u00f3n del producto Smart Reconciliations Premium | Smartstream\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Thomas Steinborn, director de Producto y Tecnolog\u00eda, explica c\u00f3mo Smart Reconciliations Premium escala para mercados en tiempo real con IA explicable y agentes.\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-thomas-steinborn.jpg\" \/>\n\t\t<meta name=\"twitter:label1\" content=\"Tiempo de lectura estimado\" \/>\n\t\t<meta name=\"twitter:data1\" content=\"2 minutos\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/smart.stream\\\/es\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/acuerdos-y-politicas\\\/#listItem\",\"name\":\"Acuerdos y pol\\u00edticas\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/acuerdos-y-politicas\\\/#listItem\",\"position\":2,\"name\":\"Acuerdos y pol\\u00edticas\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#listItem\",\"name\":\"Home\"}}]},{\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/smart.stream\\\/resources\\\/thomas-steinborn-smart-reconciliations-premium-real-time-ai\\\/#faqpage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What market changes are driving the evolution of Smart Reconciliations Premium?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Markets are moving from T+2 to T+1, some regions towards T+0, alongside 24 by 7 operations. Rising transaction volumes also increase exceptions and investigations, so the platform must scale with the workload while keeping total cost of ownership under control.\"}},{\"@type\":\"Question\",\"name\":\"How does Smart Reconciliations Premium use cloud-native architecture?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It uses cloud-native footprints in the customer's private cloud, data centre or public cloud, separates compute from storage and autoscales components such as matching. The platform scales with the workload and scales down when there is no traffic.\"}},{\"@type\":\"Question\",\"name\":\"Why does explainable machine learning matter for reconciliation matching?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The next generation of machine learning-based matching shows the reasoning behind a match, such as string comparison, directly to the operator. Regulators can review how each match was made, and the release also improves performance.\"}},{\"@type\":\"Question\",\"name\":\"How does Smartstream apply generative AI beyond faster processes?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Smartstream works with customers on process re-engineering rather than only speeding up tasks like investigations or data lookups. The focus is simplifying processes, institutionalising knowledge and demonstrating ROI.\"}},{\"@type\":\"Question\",\"name\":\"How does Smartstream support customers with faster release cycles?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Release cycles are compressing from every six months or annually to monthly, with bi-weekly possible in future. Smartstream partners with customers on verification, certification and updates so they stay compliant.\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#organization\",\"name\":\"Smartstream\",\"description\":\"Smartstream is a financial data automation company delivering autonomous back-office operations across reconciliations, liquidity, collateral, corporate actions, fees, and reference data, serving 70 of the world's top 100 banks.\",\"url\":\"https:\\\/\\\/smart.stream\\\/es\\\/\",\"email\":\"info@smart.stream\",\"telephone\":\"+442078980600\",\"foundingDate\":\"2001-07-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":1100,\"maxValue\":1200},\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/smart.stream\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Blog-Overview-Style-01-black-Logo.jpg\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\\\/#organizationLogo\",\"width\":1920,\"height\":1080,\"caption\":\"#image_title\"},\"image\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.youtube.com\\\/user\\\/SmartStreamOnline\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/smartstream-technologies\\\/\",\"https:\\\/\\\/smartstream.buzzsprout.com\\\/\"]},{\"@type\":\"VideoObject\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\\\/#aioseo-video-mv7s1i1m\",\"name\":\"Thomas Steinborn on Smart Reconciliations Premium: Real-Time Markets, Explainable AI and Scale\",\"description\":\"Video interview with Thomas Steinborn, Chief Product &amp; Technology Officer at Smartstream, on how Smart Reconciliations Premium supports T+1 and real-time settlement through cloud-native scaling, explainable machine learning matching, agentic AI and shorter release cycles.\",\"embedUrl\":\"https:\\\/\\\/youtu.be\\\/kNCQvmozk5I\",\"thumbnailUrl\":\"https:\\\/\\\/smart.stream\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/2026-10-14-video-sibos-2026-fintech-finance-interview-thomas-steinborn.jpg\",\"uploadDate\":\"2026-10-15T00:00:00+01:00\",\"isFamilyFriendly\":\"https:\\\/\\\/schema.org\\\/True\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\\\/#webpage\",\"url\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\\\/\",\"name\":\"Visi\\u00f3n del producto Smart Reconciliations Premium | Smartstream\",\"description\":\"Thomas Steinborn, director de Producto y Tecnolog\\u00eda, explica c\\u00f3mo Smart Reconciliations Premium escala para mercados en tiempo real con IA explicable y agentes.\",\"inLanguage\":\"es-ES\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\\\/#breadcrumblist\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/smart.stream\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/2026-10-14-video-sibos-2026-fintech-finance-interview-thomas-steinborn.jpg\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\\\/#mainImage\",\"width\":1050,\"height\":591,\"caption\":\"#image_title\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\\\/#mainImage\"},\"datePublished\":\"2026-10-15T10:09:50+01:00\",\"dateModified\":\"2026-11-05T12:32:30+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/smart.stream\\\/es\\\/\",\"name\":\"Smartstream\",\"description\":\"Empowering leading global financial institutions and enterprises with innovative solutions that deliver accurate, timely data insights to streamline operations, reduce costs, and meet regulatory demands with confidence.\",\"inLanguage\":\"es-ES\",\"publisher\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO Pro -->\r\n\t\t<title>Visi\u00f3n del producto Smart Reconciliations Premium | Smartstream<\/title>\n\n","aioseo_head_json":{"title":"Visi\u00f3n del producto Smart Reconciliations Premium | Smartstream","description":"Thomas Steinborn, director de Producto y Tecnolog\u00eda, explica c\u00f3mo Smart Reconciliations Premium escala para mercados en tiempo real con IA explicable y agentes.","canonical_url":"https:\/\/smart.stream\/resources\/smartstream-connect-europe-london-pilot-to-production\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BreadcrumbList","@id":"https:\/\/smart.stream\/es\/resources\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/smart.stream\/es\/#listItem","position":1,"name":"Home","item":"https:\/\/smart.stream\/es\/","nextItem":{"@type":"ListItem","@id":"https:\/\/smart.stream\/es\/acuerdos-y-politicas\/#listItem","name":"Acuerdos y pol\u00edticas"}},{"@type":"ListItem","@id":"https:\/\/smart.stream\/es\/acuerdos-y-politicas\/#listItem","position":2,"name":"Acuerdos y pol\u00edticas","previousItem":{"@type":"ListItem","@id":"https:\/\/smart.stream\/es\/#listItem","name":"Home"}}]},{"@type":"FAQPage","@id":"https:\/\/smart.stream\/resources\/thomas-steinborn-smart-reconciliations-premium-real-time-ai\/#faqpage","mainEntity":[{"@type":"Question","name":"What market changes are driving the evolution of Smart Reconciliations Premium?","acceptedAnswer":{"@type":"Answer","text":"Markets are moving from T+2 to T+1, some regions towards T+0, alongside 24 by 7 operations. Rising transaction volumes also increase exceptions and investigations, so the platform must scale with the workload while keeping total cost of ownership under control."}},{"@type":"Question","name":"How does Smart Reconciliations Premium use cloud-native architecture?","acceptedAnswer":{"@type":"Answer","text":"It uses cloud-native footprints in the customer's private cloud, data centre or public cloud, separates compute from storage and autoscales components such as matching. The platform scales with the workload and scales down when there is no traffic."}},{"@type":"Question","name":"Why does explainable machine learning matter for reconciliation matching?","acceptedAnswer":{"@type":"Answer","text":"The next generation of machine learning-based matching shows the reasoning behind a match, such as string comparison, directly to the operator. Regulators can review how each match was made, and the release also improves performance."}},{"@type":"Question","name":"How does Smartstream apply generative AI beyond faster processes?","acceptedAnswer":{"@type":"Answer","text":"Smartstream works with customers on process re-engineering rather than only speeding up tasks like investigations or data lookups. The focus is simplifying processes, institutionalising knowledge and demonstrating ROI."}},{"@type":"Question","name":"How does Smartstream support customers with faster release cycles?","acceptedAnswer":{"@type":"Answer","text":"Release cycles are compressing from every six months or annually to monthly, with bi-weekly possible in future. Smartstream partners with customers on verification, certification and updates so they stay compliant."}}]},{"@type":"Organization","@id":"https:\/\/smart.stream\/es\/#organization","name":"Smartstream","description":"Smartstream is a financial data automation company delivering autonomous back-office operations across reconciliations, liquidity, collateral, corporate actions, fees, and reference data, serving 70 of the world's top 100 banks.","url":"https:\/\/smart.stream\/es\/","email":"info@smart.stream","telephone":"+442078980600","foundingDate":"2001-07-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":1100,"maxValue":1200},"logo":{"@type":"ImageObject","url":"https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/Blog-Overview-Style-01-black-Logo.jpg","@id":"https:\/\/smart.stream\/es\/resources\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\/#organizationLogo","width":1920,"height":1080,"caption":"#image_title"},"image":{"@id":"https:\/\/smart.stream\/es\/resources\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\/#organizationLogo"},"sameAs":["https:\/\/www.youtube.com\/user\/SmartStreamOnline","https:\/\/www.linkedin.com\/company\/smartstream-technologies\/","https:\/\/smartstream.buzzsprout.com\/"]},{"@type":"VideoObject","@id":"https:\/\/smart.stream\/es\/resources\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\/#aioseo-video-mv7s1i1m","name":"Thomas Steinborn on Smart Reconciliations Premium: Real-Time Markets, Explainable AI and Scale","description":"Video interview with Thomas Steinborn, Chief Product &amp; Technology Officer at Smartstream, on how Smart Reconciliations Premium supports T+1 and real-time settlement through cloud-native scaling, explainable machine learning matching, agentic AI and shorter release cycles.","embedUrl":"https:\/\/youtu.be\/kNCQvmozk5I","thumbnailUrl":"https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-thomas-steinborn.jpg","uploadDate":"2026-10-15T00:00:00+01:00","isFamilyFriendly":"https:\/\/schema.org\/True"},{"@type":"WebPage","@id":"https:\/\/smart.stream\/es\/resources\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\/#webpage","url":"https:\/\/smart.stream\/es\/resources\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\/","name":"Visi\u00f3n del producto Smart Reconciliations Premium | Smartstream","description":"Thomas Steinborn, director de Producto y Tecnolog\u00eda, explica c\u00f3mo Smart Reconciliations Premium escala para mercados en tiempo real con IA explicable y agentes.","inLanguage":"es-ES","isPartOf":{"@id":"https:\/\/smart.stream\/es\/#website"},"breadcrumb":{"@id":"https:\/\/smart.stream\/es\/resources\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\/#breadcrumblist"},"image":{"@type":"ImageObject","url":"https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-thomas-steinborn.jpg","@id":"https:\/\/smart.stream\/es\/resources\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\/#mainImage","width":1050,"height":591,"caption":"#image_title"},"primaryImageOfPage":{"@id":"https:\/\/smart.stream\/es\/resources\/cambios-culturales-por-que-la-industria-ya-esta-yendo-mas-alla-de-t1-2\/#mainImage"},"datePublished":"2026-10-15T10:09:50+01:00","dateModified":"2026-11-05T12:32:30+00:00"},{"@type":"WebSite","@id":"https:\/\/smart.stream\/es\/#website","url":"https:\/\/smart.stream\/es\/","name":"Smartstream","description":"Empowering leading global financial institutions and enterprises with innovative solutions that deliver accurate, timely data insights to streamline operations, reduce costs, and meet regulatory demands with confidence.","inLanguage":"es-ES","publisher":{"@id":"https:\/\/smart.stream\/es\/#organization"}}]},"og:locale":"es_ES","og:site_name":"Smartstream","og:type":"article","og:title":"Visi\u00f3n del producto Smart Reconciliations Premium | Smartstream","og:description":"Thomas Steinborn, director de Producto y Tecnolog\u00eda, explica c\u00f3mo Smart Reconciliations Premium escala para mercados en tiempo real con IA explicable y agentes.","og:url":"https:\/\/smart.stream\/resources\/smartstream-connect-europe-london-pilot-to-production\/","og:image":"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg","og:image:secure_url":"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg","og:image:width":1050,"og:image:height":591,"article:published_time":"2026-10-15T09:09:50+00:00","article:modified_time":"2026-11-05T12:32:30+00:00","twitter:card":"summary_large_image","twitter:site":"@Smartstream_STP","twitter:title":"Visi\u00f3n del producto Smart Reconciliations Premium | Smartstream","twitter:description":"Thomas Steinborn, director de Producto y Tecnolog\u00eda, explica c\u00f3mo Smart Reconciliations Premium escala para mercados en tiempo real con IA explicable y agentes.","twitter:image":"https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-thomas-steinborn.jpg","twitter:label1":"Tiempo de lectura estimado","twitter:data1":"2 minutos"},"aioseo_meta_data":{"post_id":"32918","title":null,"description":"#post_excerpt","keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"WebPage","isEnabled":false},"graphs":[{"id":"#aioseo-service-mng1uizm","slug":"service","graphName":"Service","label":"Service","properties":{"name":"#post_title","description":"#post_excerpt","serviceType":"Agreements & Policies","price":"","currency":"","image":"https:\/\/smart.stream\/wp-content\/uploads\/2025\/04\/Success-Stories-Overview-SmartStream-Style-1.jpg","provider":{"name":"","url":"","image":""}},"value":"service"}]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":false,"robots_noindex":true,"robots_noarchive":true,"robots_nosnippet":true,"robots_nofollow":true,"robots_noimageindex":true,"robots_noodp":true,"robots_notranslate":true,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"never","local_seo":null,"seo_analyzer_scan_date":"2026-07-27 18:17:41","breadcrumb_settings":null,"limit_modified_date":false,"open_ai":null,"ai":{"faqs":[],"keyPoints":[],"schemas":[],"titles":["Smartstream Leading the Way in Regulatory Compliance and Risk Management","Ensuring Industry Compliance: Smartstream's Strategic Approach","Build a Sustainable Future with Smartstream's Innovative Compliance Solutions","Smartstream's Latest on AI and Data Innovation in Regulatory Adherence","Join Smartstream in Promoting Responsible Finance and Sustainability"],"descriptions":[],"socialPosts":{"email":[],"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2026-06-22 15:58:04","updated":"2026-11-08 04:55:39","focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/smart.stream\/es\/\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">|<\/span><span class=\"aioseo-breadcrumb\">\n\tAcuerdos y pol\u00edticas\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/smart.stream\/es\/"},{"label":"Acuerdos y pol\u00edticas","link":"https:\/\/smart.stream\/es\/acuerdos-y-politicas\/"}],"_links":{"self":[{"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/pages\/32918","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/comments?post=32918"}],"version-history":[{"count":2,"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/pages\/32918\/revisions"}],"predecessor-version":[{"id":38901,"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/pages\/32918\/revisions\/38901"}],"wp:attachment":[{"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/media?parent=32918"}],"wp:term":[{"taxonomy":"global_tag","embeddable":true,"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/global_tag?post=32918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}