{"id":32918,"date":"2026-05-26T11:00:20","date_gmt":"2026-05-26T10:00:20","guid":{"rendered":"https:\/\/smart.stream\/acuerdos-y-politicas\/"},"modified":"2026-07-27T19:31:32","modified_gmt":"2026-07-27T18:31:32","slug":"acuerdos-y-politicas","status":"publish","type":"page","link":"https:\/\/smart.stream\/es\/acuerdos-y-politicas\/","title":{"rendered":"Acuerdos y pol\u00edticas"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"32918\" class=\"elementor elementor-32918 elementor-21256\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a159b22 e-flex e-con-boxed e-con e-parent\" data-id=\"a159b22\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16448ac elementor-widget elementor-widget-heading\" data-id=\"16448ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Acuerdos y pol\u00edticas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e83cfcd elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e83cfcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Todo lo que rige c\u00f3mo trabajamos con usted: desde los t\u00e9rminos de nuestro acuerdo hasta c\u00f3mo gestionamos sus datos.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de8113f elementor-widget elementor-widget-text-editor\" data-id=\"de8113f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u00daltima actualizaci\u00f3n  26 de mayo de 2026\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a32d638 e-flex e-con-boxed e-con e-parent\" data-id=\"a32d638\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85ff298 elementor-widget elementor-widget-heading\" data-id=\"85ff298\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Acuerdos<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e3ad603 e-grid e-con-full e-con e-child\" data-id=\"e3ad603\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ea1826 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"7ea1826\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acuerdo maestro de SaaS<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1df827d elementor-widget elementor-widget-text-editor\" data-id=\"1df827d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Regula el acceso y el uso de servicios de software basados en la nube<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d339c9 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"5d339c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Master-Software-as-a-Service-Agreement.TCs-.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf6baf0 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"cf6baf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acuerdo maestro de licencia y servicios de soporte<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e09626 elementor-widget elementor-widget-text-editor\" data-id=\"2e09626\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rminos para la concesi\u00f3n de licencias de software para uso local o en las instalaciones<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d9789a elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"2d9789a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Master-License-and-Support-Services-Agreement-TCs.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4400185 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4400185\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acuerdo de procesador de datos<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-523ad22 elementor-widget elementor-widget-text-editor\" data-id=\"523ad22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rminos conformes para el procesamiento de datos personales en su nombre<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d52053 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"7d52053\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Data-Processor-Agreement-Smartstream-as-Processor.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94c9df0 elementor-widget elementor-widget-heading\" data-id=\"94c9df0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pol\u00edticas<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4959792 e-grid e-con-full e-con e-child\" data-id=\"4959792\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bc474e elementor-widget elementor-widget-heading\" data-id=\"2bc474e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pol\u00edtica de Inteligencia Artificial y Aprendizaje Autom\u00e1tico<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37549cb elementor-widget elementor-widget-text-editor\" data-id=\"37549cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Marco para el dise\u00f1o, desarrollo e implementaci\u00f3n responsables, legales y controlados de la inteligencia artificial<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-827f972 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"827f972\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/AI_and_ML_Policy_v.1.0.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45cedf4 elementor-widget elementor-widget-heading\" data-id=\"45cedf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Soporte<\/h4>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3de895c e-grid e-con-full e-con e-child\" data-id=\"3de895c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72de4c1 elementor-widget elementor-widget-heading\" data-id=\"72de4c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Descripci\u00f3n del servicio de soporte en las instalaciones<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-761e1b8 elementor-widget elementor-widget-text-editor\" data-id=\"761e1b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rminos de soporte, horarios de cobertura y v\u00edas de escalado para implementaciones en las instalaciones<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-806f7d0 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"806f7d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/SmartStream_Software_Support_Service_Description_v2.7.0.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1843ac elementor-widget elementor-widget-heading\" data-id=\"a1843ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Descripci\u00f3n del soporte de servicios alojados<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef38535 elementor-widget elementor-widget-text-editor\" data-id=\"ef38535\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rminos de soporte y SLA para clientes de servicios alojados en la nube y bajo demanda<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8be47b8 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"8be47b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Hosted-Services-Support-Description-TLM-v4.2.1.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1301b29 elementor-widget elementor-widget-heading\" data-id=\"1301b29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Descripci\u00f3n del soporte de servicios alojados de Air<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-342deb0 elementor-widget elementor-widget-text-editor\" data-id=\"342deb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Esta descripci\u00f3n del servicio se aplica al producto Smartstream Air<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6e4a70 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"a6e4a70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Smartstream-Air-Hosted-Services-Support-Description-v2.2.1.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b1383b e-flex e-con-boxed e-con e-parent\" data-id=\"0b1383b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e4545c3 e-con-full e-flex e-con e-child\" data-id=\"e4545c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db31884 elementor-hidden-mobile elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"db31884\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tSmart <br \/>Insights\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t\u00daltimas tendencias en IA, automatizaci\u00f3n<br class=\"hide-mobile\" \/> \ne innovaci\u00f3n de datos.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/smart.stream\/es\/smartstream-perspectivas\/\">\n\t\t\t\t\t\tVer todo\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50abe3c elementor-grid-2 smooth-load-text-row elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"50abe3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:32691,&quot;columns&quot;:2,&quot;alternate_template&quot;:&quot;yes&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:80,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-32691\">.elementor-32691 .elementor-element.elementor-element-751ec277{--display:flex;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-32691 .elementor-element.elementor-element-79777b54 img{width:100%;height:100%;object-fit:cover;object-position:center center;}.elementor-32691 .elementor-element.elementor-element-79777b54{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 12px) 0px;}.elementor-32691 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );font-weight:var( --e-global-typography-b41ad82-font-weight );text-transform:var( --e-global-typography-b41ad82-text-transform );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );color:var( --e-global-color-ac618ca );}.elementor-32691 .elementor-element.elementor-element-7631e59c{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 12px) 0px;}.elementor-32691 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );font-weight:var( --e-global-typography-95df7da-font-weight );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );color:var( --e-global-color-text );}@media(max-width:1024px){.elementor-32691 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );}.elementor-32691 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}@media(max-width:767px){.elementor-32691 .elementor-element.elementor-element-79777b54{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 2px) 0px;}.elementor-32691 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );}.elementor-32691 .elementor-element.elementor-element-7631e59c{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-32691 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"32691\" class=\"elementor elementor-32691 elementor-13071 elementor-13071 e-loop-item e-loop-item-39012 post-39012 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-08-august-2026 global_tag-818 global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-industries-banking global_tag-industries-capital-markets global_tag-industries-investment-management global_tag-smart-reconciliations global_tag-smartstream-air global_tag-videos\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/es\/resources\/data-everywhere-is-the-real-problem\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/08\/2026-08-06-video-air-reconciliation-reimagined-02-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-39013\" alt=\"Video thumbnail for &apos;Fragmented data undermines control&apos; showing a city skyline, play button, and SmartStream logo.\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/08\/2026-08-06-video-air-reconciliation-reimagined-02-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/08\/2026-08-06-video-air-reconciliation-reimagined-02-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/08\/2026-08-06-video-air-reconciliation-reimagined-02-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/08\/2026-08-06-video-air-reconciliation-reimagined-02.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">V\u00eddeo y podcast<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">The data problem that precedes every break\r\nWhen reconci...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"32691\" class=\"elementor elementor-32691 elementor-13071 elementor-13071 e-loop-item e-loop-item-39004 post-39004 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-08-august-2026 global_tag-asset-servicing-times global_tag-news global_tag-smart-reconciliations global_tag-smartstream-air global_tag-thomas-steinborn\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/es\/resources\/el-dilema-de-la-modernizacion\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-14726\" alt=\"\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Noticias<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Los sistemas que se niegan a jubilarse\n\n\nLas plataformas...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"32691\" class=\"elementor elementor-32691 elementor-13071 elementor-13071 e-loop-item e-loop-item-38947 post-38947 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-07-july-2026 global_tag-818 global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-news global_tag-robin-hasson global_tag-smart-agents global_tag-smart-reconciliations global_tag-smartstream-air global_tag-the-digital-assets-edge\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/es\/resources\/el-problema-de-la-inteligencia\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/News-overview-the-digital-assets-edge-2026-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-38929\" alt=\"Partial photo of a woman wearing glasses on the left, with the bold text &apos;THE DIGITAL ASSETS EDGE&apos; on a white background.\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/News-overview-the-digital-assets-edge-2026-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/News-overview-the-digital-assets-edge-2026-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/News-overview-the-digital-assets-edge-2026-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/News-overview-the-digital-assets-edge-2026.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Noticias<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Pagos ag\u00e9nticos por IA\n\n\nLos pagos ag\u00e9nticos por IA prom...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-32693\">.elementor-32693 .elementor-element.elementor-element-436bc0{--display:flex;--justify-content:center;border-style:solid;--border-style:solid;border-width:1px 1px 1px 1px;--border-top-width:1px;--border-right-width:1px;--border-bottom-width:1px;--border-left-width:1px;border-color:var( --e-global-color-0c8397e );--border-color:var( --e-global-color-0c8397e );--border-radius:0px 0px 200px 0px;}.elementor-32693 .elementor-element.elementor-element-1ecc3d91{text-align:center;}.elementor-32693 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );font-weight:var( --e-global-typography-95df7da-font-weight );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}@media(max-width:1024px){.elementor-32693 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}@media(max-width:767px){.elementor-32693 .elementor-element.elementor-element-436bc0{--border-radius:0px 0px 140px 0px;}.elementor-32693 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"32693\" class=\"elementor elementor-32693 elementor-13069 elementor-13069 elementor-repeater-item-b783501 e-loop-item e-loop-item-38959 post-38959 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-07-july-2026 global_tag-818 global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-smart-reconciliations global_tag-smartstream-air global_tag-videos\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-436bc0 view-all e-flex e-con-boxed e-con e-parent\" data-id=\"436bc0\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/es\/smartstream-perspectivas\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ecc3d91 elementor-widget elementor-widget-heading\" data-id=\"1ecc3d91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Ver todo<\/h6>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59f0bb7 e-flex e-con-boxed e-con e-parent\" data-id=\"59f0bb7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c25cba0 e-con-full pulse-bg e-flex e-con e-child\" data-id=\"c25cba0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e0cd14 smooth-load-text-row elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"3e0cd14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t\u00danase a nosotros para construir un <br class=\"hide-mobile\" \/>futuro m\u00e1s sostenible\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tLa sostenibilidad est\u00e1 en el centro de nuestra innovaci\u00f3n. Forme parte de una <br class=\"hide-mobile\" \/>empresa que prioriza las finanzas responsables. \t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/smart.stream\/careers\/\">\n\t\t\t\t\t\tExplorar carreras profesionales\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Todo lo que rige c\u00f3mo trabajamos con usted: desde los t\u00e9rminos de nuestro acuerdo hasta c\u00f3mo gestionamos sus datos. Acuerdos Acuerdo maestro de SaaS Regula el acceso y el uso de servicios de software basados en la nube Descargar Acuerdo maestro de licencia y servicios de soporte T\u00e9rminos para la concesi\u00f3n de licencias de software [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_members_access_role":[],"_members_access_error":""},"global_tag":[],"class_list":["post-32918","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"La serie AIR de Smartstream comienza analizando por qu\u00e9 los datos fragmentados y los controles manuales suponen ahora un riesgo financiero y normativo material para las instituciones financieras.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"es_ES\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Smartstream\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Por qu\u00e9 la conciliaci\u00f3n es un riesgo estrat\u00e9gico | Smartstream\" \/>\n\t\t<meta property=\"og:description\" content=\"La serie AIR de Smartstream comienza analizando por qu\u00e9 los datos fragmentados y los controles manuales suponen ahora un riesgo financiero y normativo material para las instituciones financieras.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"1050\" \/>\n\t\t<meta property=\"og:image:height\" content=\"591\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-07-30T11:59:54+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-07-30T11:59:54+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@Smartstream_STP\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Por qu\u00e9 la conciliaci\u00f3n es un riesgo estrat\u00e9gico | Smartstream\" \/>\n\t\t<meta name=\"twitter:description\" content=\"La serie AIR de Smartstream comienza analizando por qu\u00e9 los datos fragmentados y los controles manuales suponen ahora un riesgo financiero y normativo material para las instituciones financieras.\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/2026-07-30-video-air-reconciliation-reimagined-01.jpg\" \/>\n\t\t<meta name=\"twitter:label1\" content=\"Tiempo de lectura estimado\" \/>\n\t\t<meta name=\"twitter:data1\" content=\"1 minuto\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/smart.stream\\\/es\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/acuerdos-y-politicas\\\/#listItem\",\"name\":\"Acuerdos y pol\\u00edticas\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/acuerdos-y-politicas\\\/#listItem\",\"position\":2,\"name\":\"Acuerdos y pol\\u00edticas\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#listItem\",\"name\":\"Home\"}}]},{\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/smart.stream\\\/resources\\\/why-has-reconciliation-become-a-strategic-risk\\\/#faqpage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the Smartstream AIR: Reconciliation Reimagined video series?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"AIR: Reconciliation Reimagined is a series of 8 to 10 short, insight-driven videos designed to challenge conventional thinking about reconciliation and reposition it as a strategic foundation for operational control, resilience, and trust within financial institutions.\"}},{\"@type\":\"Question\",\"name\":\"Why is reconciliation now considered a strategic risk for financial institutions?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Rising data volumes, increasing system fragmentation, and compressing settlement cycles mean reconciliation failures can escalate beyond operational disruption into material financial and regulatory exposure. Undetected breaks and limited transparency directly affect institutional resilience and regulatory standing.\"}},{\"@type\":\"Question\",\"name\":\"What is Smartstream Air and how does it address reconciliation risk?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Air is Smartstream's cloud-native, AI-enabled data automation and reconciliation platform. It helps financial institutions move from reactive exception management to proactive operational control across complex, fragmented data environments.\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#organization\",\"name\":\"Smartstream\",\"description\":\"Smartstream is a financial data automation company delivering autonomous back-office operations across reconciliations, liquidity, collateral, corporate actions, fees, and reference data, serving 70 of the world's top 100 banks.\",\"url\":\"https:\\\/\\\/smart.stream\\\/es\\\/\",\"email\":\"info@smart.stream\",\"telephone\":\"+442078980600\",\"foundingDate\":\"2001-07-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":1100,\"maxValue\":1200},\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/smart.stream\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Blog-Overview-Style-01-black-Logo.jpg\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\\\/#organizationLogo\",\"width\":1920,\"height\":1080},\"image\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.youtube.com\\\/user\\\/SmartStreamOnline\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/smartstream-technologies\\\/\",\"https:\\\/\\\/smartstream.buzzsprout.com\\\/\"]},{\"@type\":\"VideoObject\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\\\/#aioseo-video-ms7gm2a4\",\"name\":\"Why Reconciliation Has Become a Strategic Risk\",\"description\":\"The first episode of Smartstream's AIR: Reconciliation Reimagined series, examining how rising data volumes, system fragmentation, and compressing settlement cycles have transformed reconciliation from a back-office function into a material financial and regulatory risk.\",\"embedUrl\":\"https:\\\/\\\/youtu.be\\\/Q8ZBOrWf-gE\",\"thumbnailUrl\":\"https:\\\/\\\/smart.stream\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/2026-07-30-video-air-reconciliation-reimagined-01.jpg\",\"uploadDate\":\"2026-07-30T00:00:00+01:00\",\"isFamilyFriendly\":\"https:\\\/\\\/schema.org\\\/True\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\\\/#webpage\",\"url\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\\\/\",\"name\":\"Por qu\\u00e9 la conciliaci\\u00f3n es un riesgo estrat\\u00e9gico | Smartstream\",\"description\":\"La serie AIR de Smartstream comienza analizando por qu\\u00e9 los datos fragmentados y los controles manuales suponen ahora un riesgo financiero y normativo material para las instituciones financieras.\",\"inLanguage\":\"es-ES\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\\\/#breadcrumblist\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/smart.stream\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/2026-07-30-video-air-reconciliation-reimagined-01.jpg\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\\\/#mainImage\",\"width\":1050,\"height\":591},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/resources\\\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\\\/#mainImage\"},\"datePublished\":\"2026-07-30T12:59:54+01:00\",\"dateModified\":\"2026-07-30T12:59:54+01:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/smart.stream\\\/es\\\/\",\"name\":\"Smartstream\",\"description\":\"Empowering leading global financial institutions and enterprises with innovative solutions that deliver accurate, timely data insights to streamline operations, reduce costs, and meet regulatory demands with confidence.\",\"inLanguage\":\"es-ES\",\"publisher\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/es\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO Pro -->\r\n\t\t<title>Por qu\u00e9 la conciliaci\u00f3n es un riesgo estrat\u00e9gico | Smartstream<\/title>\n\n","aioseo_head_json":{"title":"Por qu\u00e9 la conciliaci\u00f3n es un riesgo estrat\u00e9gico | Smartstream","description":"La serie AIR de Smartstream comienza analizando por qu\u00e9 los datos fragmentados y los controles manuales suponen ahora un riesgo financiero y normativo material para las instituciones financieras.","canonical_url":"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BreadcrumbList","@id":"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/smart.stream\/es\/#listItem","position":1,"name":"Home","item":"https:\/\/smart.stream\/es\/","nextItem":{"@type":"ListItem","@id":"https:\/\/smart.stream\/es\/acuerdos-y-politicas\/#listItem","name":"Acuerdos y pol\u00edticas"}},{"@type":"ListItem","@id":"https:\/\/smart.stream\/es\/acuerdos-y-politicas\/#listItem","position":2,"name":"Acuerdos y pol\u00edticas","previousItem":{"@type":"ListItem","@id":"https:\/\/smart.stream\/es\/#listItem","name":"Home"}}]},{"@type":"FAQPage","@id":"https:\/\/smart.stream\/resources\/why-has-reconciliation-become-a-strategic-risk\/#faqpage","mainEntity":[{"@type":"Question","name":"What is the Smartstream AIR: Reconciliation Reimagined video series?","acceptedAnswer":{"@type":"Answer","text":"AIR: Reconciliation Reimagined is a series of 8 to 10 short, insight-driven videos designed to challenge conventional thinking about reconciliation and reposition it as a strategic foundation for operational control, resilience, and trust within financial institutions."}},{"@type":"Question","name":"Why is reconciliation now considered a strategic risk for financial institutions?","acceptedAnswer":{"@type":"Answer","text":"Rising data volumes, increasing system fragmentation, and compressing settlement cycles mean reconciliation failures can escalate beyond operational disruption into material financial and regulatory exposure. Undetected breaks and limited transparency directly affect institutional resilience and regulatory standing."}},{"@type":"Question","name":"What is Smartstream Air and how does it address reconciliation risk?","acceptedAnswer":{"@type":"Answer","text":"Air is Smartstream's cloud-native, AI-enabled data automation and reconciliation platform. It helps financial institutions move from reactive exception management to proactive operational control across complex, fragmented data environments."}}]},{"@type":"Organization","@id":"https:\/\/smart.stream\/es\/#organization","name":"Smartstream","description":"Smartstream is a financial data automation company delivering autonomous back-office operations across reconciliations, liquidity, collateral, corporate actions, fees, and reference data, serving 70 of the world's top 100 banks.","url":"https:\/\/smart.stream\/es\/","email":"info@smart.stream","telephone":"+442078980600","foundingDate":"2001-07-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":1100,"maxValue":1200},"logo":{"@type":"ImageObject","url":"https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/Blog-Overview-Style-01-black-Logo.jpg","@id":"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/#organizationLogo","width":1920,"height":1080},"image":{"@id":"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/#organizationLogo"},"sameAs":["https:\/\/www.youtube.com\/user\/SmartStreamOnline","https:\/\/www.linkedin.com\/company\/smartstream-technologies\/","https:\/\/smartstream.buzzsprout.com\/"]},{"@type":"VideoObject","@id":"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/#aioseo-video-ms7gm2a4","name":"Why Reconciliation Has Become a Strategic Risk","description":"The first episode of Smartstream's AIR: Reconciliation Reimagined series, examining how rising data volumes, system fragmentation, and compressing settlement cycles have transformed reconciliation from a back-office function into a material financial and regulatory risk.","embedUrl":"https:\/\/youtu.be\/Q8ZBOrWf-gE","thumbnailUrl":"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/2026-07-30-video-air-reconciliation-reimagined-01.jpg","uploadDate":"2026-07-30T00:00:00+01:00","isFamilyFriendly":"https:\/\/schema.org\/True"},{"@type":"WebPage","@id":"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/#webpage","url":"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/","name":"Por qu\u00e9 la conciliaci\u00f3n es un riesgo estrat\u00e9gico | Smartstream","description":"La serie AIR de Smartstream comienza analizando por qu\u00e9 los datos fragmentados y los controles manuales suponen ahora un riesgo financiero y normativo material para las instituciones financieras.","inLanguage":"es-ES","isPartOf":{"@id":"https:\/\/smart.stream\/es\/#website"},"breadcrumb":{"@id":"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/#breadcrumblist"},"image":{"@type":"ImageObject","url":"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/2026-07-30-video-air-reconciliation-reimagined-01.jpg","@id":"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/#mainImage","width":1050,"height":591},"primaryImageOfPage":{"@id":"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/#mainImage"},"datePublished":"2026-07-30T12:59:54+01:00","dateModified":"2026-07-30T12:59:54+01:00"},{"@type":"WebSite","@id":"https:\/\/smart.stream\/es\/#website","url":"https:\/\/smart.stream\/es\/","name":"Smartstream","description":"Empowering leading global financial institutions and enterprises with innovative solutions that deliver accurate, timely data insights to streamline operations, reduce costs, and meet regulatory demands with confidence.","inLanguage":"es-ES","publisher":{"@id":"https:\/\/smart.stream\/es\/#organization"}}]},"og:locale":"es_ES","og:site_name":"Smartstream","og:type":"article","og:title":"Por qu\u00e9 la conciliaci\u00f3n es un riesgo estrat\u00e9gico | Smartstream","og:description":"La serie AIR de Smartstream comienza analizando por qu\u00e9 los datos fragmentados y los controles manuales suponen ahora un riesgo financiero y normativo material para las instituciones financieras.","og:url":"https:\/\/smart.stream\/es\/resources\/por-que-la-conciliacion-se-ha-convertido-en-un-riesgo-estrategico\/","og:image":"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg","og:image:secure_url":"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg","og:image:width":1050,"og:image:height":591,"article:published_time":"2026-07-30T11:59:54+00:00","article:modified_time":"2026-07-30T11:59:54+00:00","twitter:card":"summary_large_image","twitter:site":"@Smartstream_STP","twitter:title":"Por qu\u00e9 la conciliaci\u00f3n es un riesgo estrat\u00e9gico | Smartstream","twitter:description":"La serie AIR de Smartstream comienza analizando por qu\u00e9 los datos fragmentados y los controles manuales suponen ahora un riesgo financiero y normativo material para las instituciones financieras.","twitter:image":"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/2026-07-30-video-air-reconciliation-reimagined-01.jpg","twitter:label1":"Tiempo de lectura estimado","twitter:data1":"1 minuto"},"aioseo_meta_data":{"post_id":"32918","title":null,"description":"#post_excerpt","keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"WebPage","isEnabled":false},"graphs":[{"id":"#aioseo-service-mng1uizm","slug":"service","graphName":"Service","label":"Service","properties":{"name":"#post_title","description":"#post_excerpt","serviceType":"Agreements & Policies","price":"","currency":"","image":"https:\/\/smart.stream\/wp-content\/uploads\/2025\/04\/Success-Stories-Overview-SmartStream-Style-1.jpg","provider":{"name":"","url":"","image":""}},"value":"service"}]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":false,"robots_noindex":true,"robots_noarchive":true,"robots_nosnippet":true,"robots_nofollow":true,"robots_noimageindex":true,"robots_noodp":true,"robots_notranslate":true,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"never","local_seo":null,"seo_analyzer_scan_date":"2026-07-27 18:17:41","breadcrumb_settings":null,"limit_modified_date":false,"open_ai":null,"ai":{"faqs":[],"keyPoints":[],"schemas":[],"titles":["Smartstream Leading the Way in Regulatory Compliance and Risk Management","Ensuring Industry Compliance: Smartstream's Strategic Approach","Build a Sustainable Future with Smartstream's Innovative Compliance Solutions","Smartstream's Latest on AI and Data Innovation in Regulatory Adherence","Join Smartstream in Promoting Responsible Finance and Sustainability"],"descriptions":[],"socialPosts":{"email":[],"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2026-06-22 15:58:04","updated":"2026-08-09 06:22:41","focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/smart.stream\/es\/\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">|<\/span><span class=\"aioseo-breadcrumb\">\n\tAcuerdos y pol\u00edticas\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/smart.stream\/es\/"},{"label":"Acuerdos y pol\u00edticas","link":"https:\/\/smart.stream\/es\/acuerdos-y-politicas\/"}],"_links":{"self":[{"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/pages\/32918","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/comments?post=32918"}],"version-history":[{"count":2,"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/pages\/32918\/revisions"}],"predecessor-version":[{"id":38901,"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/pages\/32918\/revisions\/38901"}],"wp:attachment":[{"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/media?parent=32918"}],"wp:term":[{"taxonomy":"global_tag","embeddable":true,"href":"https:\/\/smart.stream\/es\/wp-json\/wp\/v2\/global_tag?post=32918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}