{"id":26938,"date":"2026-06-09T06:45:27","date_gmt":"2026-06-09T05:45:27","guid":{"rendered":"https:\/\/smart.stream\/?p=26938"},"modified":"2026-06-09T08:41:06","modified_gmt":"2026-06-09T07:41:06","slug":"what-will-good-payments-operations-look-like-after-iso-20022","status":"publish","type":"post","link":"https:\/\/smart.stream\/ja\/what-will-good-payments-operations-look-like-after-iso-20022\/","title":{"rendered":"ISO 20022\u79fb\u884c\u5f8c\u3001\u6c7a\u6e08\u696d\u52d9\u306b\u304a\u3051\u308b\u300c\u512a\u308c\u305f\u300d\u59ff\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u3067\u3057\u3087\u3046\u304b\uff1f"},"content":{"rendered":"
\n

Smart Payments\u3001\u30b7\u30cb\u30a2\u30fb\u30d7\u30ed\u30c0\u30af\u30c8\u30fb\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u3001Christophe Vastesaeger\u8457
\n<\/strong><\/p>\n<\/div>\n

ISO 20022\u304c\u30b0\u30ed\u30fc\u30d0\u30eb\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u3068\u306a\u308b\u4e2d\u3001\u6c7a\u6e08\u696d\u52d9\u306b\u304a\u3051\u308b\u300c\u512a\u308c\u305f\u300d\u59ff\u3068\u306f\u3001\u5b9f\u969b\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u306b\u306a\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/h4>\n
\n

ISO 20022\u3078\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u79fb\u884c\u306f\u3001\u5358\u306a\u308b\u898f\u683c\u306e\u5909\u66f4\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3053\u308c\u306f\u6c7a\u6e08\u306b\u304a\u3051\u308b\u300c\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30ca\u30eb\u30fb\u30a8\u30af\u30bb\u30ec\u30f3\u30b9\u300d\u306e\u610f\u5473\u3092\u6839\u672c\u7684\u306b\u518d\u5b9a\u7fa9\u3059\u308b\u3082\u306e\u3067\u3042\u308a\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306b\u591a\u984d\u306e\u6295\u8cc7\u3092\u884c\u3063\u3066\u304d\u305f\u91d1\u878d\u6a5f\u95a2\u306b\u3068\u3063\u3066\u3001\u3088\u308a\u91cd\u8981\u306a\u554f\u3044\u306f\u3001\u305d\u306e\u6295\u8cc7\u306b\u3088\u3063\u3066\u89e3\u653e\u3055\u308c\u305f\u80fd\u529b\u3092\u3044\u304b\u306b\u6d3b\u7528\u3059\u308b\u304b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002 <\/p>\n

    \n
  1. \u30a8\u30f3\u30c9\u30c4\u30fc\u30a8\u30f3\u30c9\u306e\u53ef\u8996\u5316\u304c\u6a19\u6e96\u306b<\/strong>
    \n\u4f01\u696d\u306f\u8abf\u67fb\u30d7\u30ed\u30bb\u30b9\u306b\u304a\u3044\u3066\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u900f\u660e\u6027\u3092\u307e\u3059\u307e\u3059\u6c42\u3081\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u304a\u308a\u3001\u305d\u308c\u3092\u63d0\u4f9b\u3059\u308b\u9280\u884c\u306b\u30d5\u30ed\u30fc\u3092\u96c6\u4e2d\u3055\u305b\u308b\u3067\u3057\u3087\u3046\u3002ISO 20022\u5f8c\u306e\u74b0\u5883\u3067\u306f\u3001SWIFT gpi\u8ffd\u8de1\u306e\u6c7a\u6e08\u3060\u3051\u3067\u306a\u304f\u3001\u3059\u3079\u3066\u306e\u4f8b\u5916\u4e8b\u9805\u306b\u5bfe\u3057\u3066\u7d99\u7d9a\u7684\u306a\u8ffd\u8de1\u30ea\u30d5\u30a1\u30ec\u30f3\u30b9\u3068\u30e9\u30a4\u30d6\u306e\u30b1\u30fc\u30b9\u30b9\u30c6\u30fc\u30bf\u30b9\u3092\u63d0\u4f9b\u3067\u304d\u308b\u6a5f\u95a2\u304c\u3001\u4e8b\u5f8c\u5bfe\u5fdc\u7684\u306a\u554f\u3044\u5408\u308f\u305b\u30d9\u30fc\u30b9\u306e\u66f4\u65b0\u306b\u4f9d\u7136\u3068\u3057\u3066\u4f9d\u5b58\u3057\u3066\u3044\u308b\u6a5f\u95a2\u306b\u5bfe\u3057\u3066\u3001\u5b9f\u8cea\u7684\u306a\u7af6\u4e89\u512a\u4f4d\u6027\u3092\u78ba\u4fdd\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002 <\/li>\n
  2. \u4f8b\u5916\u51e6\u7406\u304c\u30c8\u30ea\u30a2\u30fc\u30b8\u304b\u3089\u4e88\u9632\u3078\u79fb\u884c<\/strong>
    \n\u69cb\u9020\u5316\u3055\u308c\u305fISO 20022\u30c7\u30fc\u30bf\u306f\u3001\u958b\u59cb\u6642\u306e\u691c\u8a3c\u3092\u6539\u5584\u3057\u3001\u8abf\u67fb\u306e\u6839\u672c\u539f\u56e0\u304c\u767a\u751f\u3059\u308b\u524d\u306b\u524a\u6e1b\u3057\u307e\u3059\u3002\u30ea\u30d5\u30a1\u30ec\u30f3\u30b9\u30c7\u30fc\u30bf\u3001\u53d6\u5f15\u5148\u8a73\u7d30\u3001\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0\u30ed\u30b8\u30c3\u30af\u306b\u5bfe\u3059\u308b\u4e8b\u524d\u30c1\u30a7\u30c3\u30af\u306b\u3088\u308a\u3001\u89e3\u6c7a\u6642\u9593\u3060\u3051\u3067\u306a\u304f\u3001\u4f8b\u5916\u767a\u751f\u7387\u305d\u306e\u3082\u306e\u304c\u7ba1\u7406\u53ef\u80fd\u306a\u904b\u7528\u306eKPI\u3068\u306a\u308a\u307e\u3059\u3002 <\/li>\n
  3. \u624b\u52d5\u306e\u30d5\u30a9\u30ed\u30fc\u30a2\u30c3\u30d7\u304c\u30de\u30b7\u30f3\u30aa\u30fc\u30b1\u30b9\u30c8\u30ec\u30fc\u30b7\u30e7\u30f3\u306b\u4ee3\u308f\u308b<\/strong>
    \n\u69cb\u9020\u5316\u30c7\u30fc\u30bf\u306b\u3088\u308b\u81ea\u52d5\u5316\u304c\u3001\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0\u3001\u30ea\u30de\u30a4\u30f3\u30c0\u30fc\u3001\u78ba\u8a8d\u5fdc\u7b54\u3001\u30b1\u30fc\u30b9\u8ffd\u8de1\u3092\u6a19\u6e96\u3068\u3057\u3066\u7ba1\u7406\u3059\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002\u624b\u52d5\u3067\u306e\u8ffd\u8de1\u306f\u3001\u5e38\u614b\u3067\u306f\u306a\u304f\u4f8b\u5916\u3068\u306a\u308a\u307e\u3059\u3002\u3044\u307e\u3060\u306b\u30e1\u30fc\u30eb\u306e\u30b9\u30ec\u30c3\u30c9\u3084\u30b9\u30d7\u30ec\u30c3\u30c9\u30b7\u30fc\u30c8\u306e\u30c8\u30e9\u30c3\u30ab\u30fc\u3067\u8abf\u67fb\u30ad\u30e5\u30fc\u3092\u904b\u7528\u3057\u3066\u3044\u308b\u6a5f\u95a2\u306f\u3001ISO\u30cd\u30a4\u30c6\u30a3\u30d6\u306a\u30c4\u30fc\u30eb\u3067\u540c\u69d8\u306e\u30ef\u30fc\u30af\u30d5\u30ed\u30fc\u3092\u81ea\u52d5\u5316\u3057\u3066\u3044\u308b\u7af6\u5408\u4ed6\u793e\u306b\u5bfe\u3057\u3066\u3001\u307e\u3059\u307e\u3059\u4e0d\u5229\u306a\u72b6\u6cc1\u306b\u7f6e\u304b\u308c\u308b\u3053\u3068\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002 <\/li>\n
  4. \u6d41\u52d5\u6027\u306e\u52b9\u7387\u304c\u7af6\u4e89\u4e0a\u306e\u5dee\u5225\u5316\u8981\u56e0\u306b<\/strong>
    \n\u696d\u754c\u5168\u4f53\u3067\u4f55\u304c\u304b\u304b\u3063\u3066\u3044\u308b\u306e\u304b\u304c\u6570\u5024\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u3002E&I\u306e\u6539\u5584\u3092\u901a\u3058\u3066\u3001\u696d\u754c\u5168\u4f53\u30676\u5104200\u4e07\u30c9\u30eb<\/strong>\u306e\u5229\u76ca\u304c\u89e3\u653e\u53ef\u80fd\u3067\u3059\u3002\u6c7a\u6e08\u5b8c\u4e86\u524d\u306b\u4f8b\u5916\u3092\u89e3\u6c7a\u3057\u3001\u88dc\u511f\u30ea\u30b9\u30af\u3092\u4f4e\u6e1b\u3057\u3001\u8abf\u67fb\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3057\u305f\u9280\u884c\u306f\u3001\u305d\u306e\u6570\u5b57\u304c\u76f4\u63a5\u5229\u76ca\u306b\u53cd\u6620\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u305d\u3046\u3067\u306a\u3044\u9280\u884c\u306f\u3001\u305d\u308c\u3092\u907f\u3051\u3089\u308c\u306a\u3044\u904b\u55b6\u30b3\u30b9\u30c8\u3068\u3057\u3066\u5438\u53ce\u3057\u7d9a\u3051\u308b\u3053\u3068\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002 <\/li>\n
  5. \u30c7\u30fc\u30bf\u54c1\u8cea\u304c\u65b0\u305f\u306a\u904b\u7528\u306eKPI\u306b
    \n<\/strong>\u30af\u30ea\u30fc\u30f3\u3067\u69cb\u9020\u5316\u3055\u308c\u305f\u3001ISO\u306b\u6e96\u62e0\u3057\u305f\u30c7\u30fc\u30bf\u3092\u6301\u3064\u6a5f\u95a2\u306f\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3001\u81ea\u52d5\u5316\u3001\u30a2\u30ca\u30ea\u30c6\u30a3\u30af\u30b9\u3001\u304a\u3088\u3073\u30af\u30e9\u30a4\u30a2\u30f3\u30c8\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u306b\u304a\u3044\u3066\u4ed6\u793e\u3092\u5727\u5012\u3057\u307e\u3059\u3002\u30c7\u30fc\u30bf\u54c1\u8cea\u306f\u3082\u306f\u3084\u57fa\u672c\u7684\u306a\u8981\u4ef6\u3067\u306f\u306a\u304f\u3001\u69cb\u7bc9\u3057\u305f\u4ed6\u306e\u3059\u3079\u3066\u306e\u8cc7\u7523\u304b\u3089\u3069\u308c\u3060\u3051\u306e\u4fa1\u5024\u3092\u5f15\u304d\u51fa\u305b\u308b\u304b\u3092\u6c7a\u5b9a\u3059\u308b\u6226\u7565\u7684\u8cc7\u7523\u3067\u3059\u3002 <\/li>\n<\/ol>\n

    Smartstream\u306eSmart Payments<\/strong><\/a>\u3092\u542b\u3080\u6b21\u4e16\u4ee3\u306e\u6c7a\u6e08\u30a4\u30f3\u30d5\u30e9\u306f\u3001ISO 20022\u3092\u30cd\u30a4\u30c6\u30a3\u30d6\u306b\u8ef8\u3068\u3057\u3066\u69cb\u7bc9\u3055\u308c\u3066\u304a\u308a\u3001\u3059\u3079\u3066\u306e\u6c7a\u6e08\u30d1\u30b9\u306b\u304a\u3044\u3066\u69cb\u9020\u5316\u3055\u308c\u305f\u30aa\u30fc\u30b1\u30b9\u30c8\u30ec\u30fc\u30b7\u30e7\u30f3\u3001\u3088\u308a\u660e\u78ba\u306a\u53ef\u8996\u6027\u3001\u304a\u3088\u3073\u6469\u64e6\u306e\u4f4e\u6e1b\u3092\u30b5\u30dd\u30fc\u30c8\u3057\u307e\u3059\u3002<\/p>\n

    ISO 20022\u5f8c\u306e\u4e16\u754c\u3067\u306f\u3001\u300c\u512a\u308c\u305f\u300d<\/strong>\u904b\u7528\u3068\u306f\u3001\u624b\u52d5\u306e\u4ecb\u5165\u3067\u306f\u306a\u304f\u3001\u69cb\u9020\u5316\u30c7\u30fc\u30bf\u3001\u30d7\u30ed\u30a2\u30af\u30c6\u30a3\u30d6\u306a\u5236\u5fa1\u3001\u307b\u307c\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u53ef\u8996\u6027\u3001\u304a\u3088\u3073\u81ea\u52d5\u5316\u306b\u3088\u3063\u3066\u5b9a\u7fa9\u3055\u308c\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n

    \u8a73\u7d30\u306f\u3001Smart Payments \u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u6982\u8981\u3092\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    Smart Payments\u3001\u30b7\u30cb\u30a2\u30fb\u30d7\u30ed\u30c0\u30af\u30c8\u30fb\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u3001Christophe Vastesaeger\u8457 ISO 20022\u304c\u30b0\u30ed\u30fc\u30d0\u30eb\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u3068\u306a\u308b\u4e2d\u3001\u6c7a\u6e08\u696d\u52d9\u306b\u304a\u3051\u308b\u300c\u512a\u308c\u305f\u300d\u59ff\u3068\u306f\u3001\u5b9f\u969b\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e […]<\/p>\n","protected":false},"author":3,"featured_media":24267,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"global_tag":[846,818,374,503,74,843],"class_list":["post-26938","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorised","global_tag-06-june-2026","global_tag-818","global_tag-blogs","global_tag-christophe-vastesaeger","global_tag-digital-payments","global_tag-smart-payments"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/posts\/26938","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/comments?post=26938"}],"version-history":[{"count":1,"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/posts\/26938\/revisions"}],"predecessor-version":[{"id":28270,"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/posts\/26938\/revisions\/28270"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/media\/24267"}],"wp:attachment":[{"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/media?parent=26938"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/categories?post=26938"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/tags?post=26938"},{"taxonomy":"global_tag","embeddable":true,"href":"https:\/\/smart.stream\/ja\/wp-json\/wp\/v2\/global_tag?post=26938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}