{"id":30072,"date":"2026-05-26T11:00:20","date_gmt":"2026-05-26T10:00:20","guid":{"rendered":"https:\/\/smart.stream\/acordos-e-politicas\/"},"modified":"2026-07-27T19:31:47","modified_gmt":"2026-07-27T18:31:47","slug":"acordos-e-politicas","status":"publish","type":"page","link":"https:\/\/smart.stream\/pt-pt\/acordos-e-politicas\/","title":{"rendered":"Acordos e Pol\u00edticas"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"30072\" class=\"elementor elementor-30072 elementor-21256\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a159b22 e-flex e-con-boxed e-con e-parent\" data-id=\"a159b22\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16448ac elementor-widget elementor-widget-heading\" data-id=\"16448ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Acordos e Pol\u00edticas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e83cfcd elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e83cfcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tudo o que rege a forma como trabalhamos consigo \u2014 desde os termos do nosso acordo at\u00e9 \u00e0 forma como tratamos os seus dados.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de8113f elementor-widget elementor-widget-text-editor\" data-id=\"de8113f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u00daltima atualiza\u00e7\u00e3o  26 Maio 2026\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a32d638 e-flex e-con-boxed e-con e-parent\" data-id=\"a32d638\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85ff298 elementor-widget elementor-widget-heading\" data-id=\"85ff298\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Acordos<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e3ad603 e-grid e-con-full e-con e-child\" data-id=\"e3ad603\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ea1826 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"7ea1826\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acordo-quadro de SaaS<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1df827d elementor-widget elementor-widget-text-editor\" data-id=\"1df827d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Regula o acesso e a utiliza\u00e7\u00e3o de servi\u00e7os de software baseados na cloud<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d339c9 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"5d339c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Master-Software-as-a-Service-Agreement.TCs-.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf6baf0 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"cf6baf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acordo-quadro de Licen\u00e7a e Servi\u00e7os de Suporte<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e09626 elementor-widget elementor-widget-text-editor\" data-id=\"2e09626\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Termos para licenciamento de software para utiliza\u00e7\u00e3o on-premise ou local<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d9789a elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"2d9789a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Master-License-and-Support-Services-Agreement-TCs.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4400185 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4400185\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acordo de subcontratante de tratamento de dados<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-523ad22 elementor-widget elementor-widget-text-editor\" data-id=\"523ad22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Termos em conformidade para o tratamento de dados pessoais em seu nome<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d52053 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"7d52053\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Data-Processor-Agreement-Smartstream-as-Processor.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94c9df0 elementor-widget elementor-widget-heading\" data-id=\"94c9df0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pol\u00edticas<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4959792 e-grid e-con-full e-con e-child\" data-id=\"4959792\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bc474e elementor-widget elementor-widget-heading\" data-id=\"2bc474e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pol\u00edtica de Intelig\u00eancia Artificial e Aprendizagem Autom\u00e1tica<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37549cb elementor-widget elementor-widget-text-editor\" data-id=\"37549cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Enquadramento para a conce\u00e7\u00e3o, desenvolvimento e implementa\u00e7\u00e3o respons\u00e1vel, l\u00edcita e controlada de intelig\u00eancia artificial<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-827f972 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"827f972\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/AI_and_ML_Policy_v.1.0.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45cedf4 elementor-widget elementor-widget-heading\" data-id=\"45cedf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Suporte<\/h4>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3de895c e-grid e-con-full e-con e-child\" data-id=\"3de895c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72de4c1 elementor-widget elementor-widget-heading\" data-id=\"72de4c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Descri\u00e7\u00e3o do Servi\u00e7o de Suporte On-Premise<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-761e1b8 elementor-widget elementor-widget-text-editor\" data-id=\"761e1b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Termos de suporte, hor\u00e1rios de cobertura e vias de escalonamento para implementa\u00e7\u00f5es on-premise<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-806f7d0 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"806f7d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/SmartStream_Software_Support_Service_Description_v2.7.0.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1843ac elementor-widget elementor-widget-heading\" data-id=\"a1843ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Descri\u00e7\u00e3o do Suporte a Servi\u00e7os Alojados<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef38535 elementor-widget elementor-widget-text-editor\" data-id=\"ef38535\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Termos de suporte e SLAs para clientes de servi\u00e7os alojados na cloud e on-demand<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8be47b8 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"8be47b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Hosted-Services-Support-Description-TLM-v4.2.1.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1301b29 elementor-widget elementor-widget-heading\" data-id=\"1301b29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Descri\u00e7\u00e3o do Suporte a Servi\u00e7os Alojados Air<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-342deb0 elementor-widget elementor-widget-text-editor\" data-id=\"342deb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Esta descri\u00e7\u00e3o do servi\u00e7o aplica-se ao produto Smartstream Air<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6e4a70 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"a6e4a70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Smartstream-Air-Hosted-Services-Support-Description-v2.2.1.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b1383b e-flex e-con-boxed e-con e-parent\" data-id=\"0b1383b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e4545c3 e-con-full e-flex e-con e-child\" data-id=\"e4545c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db31884 elementor-hidden-mobile elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"db31884\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tSmart <br \/>Insights\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t\u00daltimas tend\u00eancias em IA, automa\u00e7\u00e3o,<br class=\"hide-mobile\" \/> \ne inova\u00e7\u00e3o de dados.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/smart.stream\/pt-pt\/smartstream-insights\/\">\n\t\t\t\t\t\tVer Tudo\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50abe3c elementor-grid-2 smooth-load-text-row elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"50abe3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:29990,&quot;columns&quot;:2,&quot;alternate_template&quot;:&quot;yes&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:80,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-29990\">.elementor-29990 .elementor-element.elementor-element-751ec277{--display:flex;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-29990 .elementor-element.elementor-element-79777b54 img{width:100%;height:100%;object-fit:cover;object-position:center center;}.elementor-29990 .elementor-element.elementor-element-79777b54{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 12px) 0px;}.elementor-29990 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );font-weight:var( --e-global-typography-b41ad82-font-weight );text-transform:var( --e-global-typography-b41ad82-text-transform );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );color:var( --e-global-color-ac618ca );}.elementor-29990 .elementor-element.elementor-element-7631e59c{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 12px) 0px;}.elementor-29990 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );font-weight:var( --e-global-typography-95df7da-font-weight );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );color:var( --e-global-color-text );}@media(max-width:1024px){.elementor-29990 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );}.elementor-29990 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}@media(max-width:767px){.elementor-29990 .elementor-element.elementor-element-79777b54{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 2px) 0px;}.elementor-29990 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );}.elementor-29990 .elementor-element.elementor-element-7631e59c{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-29990 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"29990\" class=\"elementor elementor-29990 elementor-13071 elementor-13071 e-loop-item e-loop-item-40338 post-40338 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-adam-cottingham global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-asset-servicing-times global_tag-iso-20022-2 global_tag-news global_tag-smart-actions global_tag-smart-agents global_tag-t1 global_tag-tlm-corporate-actions\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/pt-pt\/resources\/corporate-actions-em-2030-risco-de-evento-ia-e-tokenizacao\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-14726\" alt=\"\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Not\u00edcias<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">O risco de evento define o risco operacional no asset se...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"29990\" class=\"elementor elementor-29990 elementor-13071 elementor-13071 e-loop-item e-loop-item-40244 post-40244 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-09-september-2026 global_tag-818 global_tag-akber-jaffer global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-fintech-finance global_tag-sibos-2026 global_tag-smart-agents global_tag-smart-reconciliations global_tag-tlm-reconciliations-premium global_tag-videos\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/pt-pt\/resources\/mudancas-culturais-por-que-o-setor-ja-esta-a-ir-alem-do-t1-3\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-akber-jaffer-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-40246\" alt=\"Blue hero banner: Akber Jaffer, CEO, SIBOS 2026, with a photo of him on the right; headline reads &apos;GRIT: Governance, ROI, Integration and Trust meets agentic operations&apos; and Fintech Finance News logo with a play button.\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-akber-jaffer-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-akber-jaffer-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-akber-jaffer-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-akber-jaffer.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">V\u00eddeo &amp; Podcast<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Uma nova vers\u00e3o baseada em GRIT\nAkber Jaffer, CEO da Sma...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"29990\" class=\"elementor elementor-29990 elementor-13071 elementor-13071 e-loop-item e-loop-item-40230 post-40230 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-09-september-2026 global_tag-818 global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-cloud global_tag-fintech-finance global_tag-sibos-2026 global_tag-smart-agents global_tag-smart-collateral global_tag-smart-reconciliations global_tag-t1 global_tag-thomas-steinborn global_tag-tlm-collateral-management global_tag-tlm-reconciliations-premium global_tag-videos\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/pt-pt\/resources\/mudancas-culturais-por-que-o-setor-ja-esta-a-ir-alem-do-t1-2\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-thomas-steinborn-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-40232\" alt=\"Promotional banner for SIBOS 2026 featuring Thomas Steinborn and the title &apos;Reconciliation, built for real-time markets&apos; with the Fintech Finance News logo; a man in a suit giving a talk.\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-thomas-steinborn-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-thomas-steinborn-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-thomas-steinborn-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-fintech-finance-interview-thomas-steinborn.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">V\u00eddeo &amp; Podcast<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Reconcilia\u00e7\u00e3o para mercados mais r\u00e1pidos e sempre ativos...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-29992\">.elementor-29992 .elementor-element.elementor-element-436bc0{--display:flex;--justify-content:center;border-style:solid;--border-style:solid;border-width:1px 1px 1px 1px;--border-top-width:1px;--border-right-width:1px;--border-bottom-width:1px;--border-left-width:1px;border-color:var( --e-global-color-0c8397e );--border-color:var( --e-global-color-0c8397e );--border-radius:0px 0px 200px 0px;}.elementor-29992 .elementor-element.elementor-element-1ecc3d91{text-align:center;}.elementor-29992 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );font-weight:var( --e-global-typography-95df7da-font-weight );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}@media(max-width:1024px){.elementor-29992 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}@media(max-width:767px){.elementor-29992 .elementor-element.elementor-element-436bc0{--border-radius:0px 0px 140px 0px;}.elementor-29992 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"29992\" class=\"elementor elementor-29992 elementor-13069 elementor-13069 elementor-repeater-item-b783501 e-loop-item e-loop-item-40087 post-40087 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-09-september-2026 global_tag-818 global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-company-related global_tag-finextra global_tag-iso-20022-2 global_tag-nick-smith global_tag-sibos-2026 global_tag-smart-agents global_tag-smart-liquidity global_tag-smart-payments global_tag-t1 global_tag-tlm-cash-liquidity-management global_tag-videos\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-436bc0 view-all e-flex e-con-boxed e-con e-parent\" data-id=\"436bc0\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/pt-pt\/smartstream-insights\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ecc3d91 elementor-widget elementor-widget-heading\" data-id=\"1ecc3d91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Ver tudo<\/h6>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59f0bb7 e-flex e-con-boxed e-con e-parent\" data-id=\"59f0bb7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c25cba0 e-con-full pulse-bg e-flex e-con e-child\" data-id=\"c25cba0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e0cd14 smooth-load-text-row elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"3e0cd14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tJunte-se a n\u00f3s na constru\u00e7\u00e3o de um <br class=\"hide-mobile\" \/>futuro mais sustent\u00e1vel\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tA sustentabilidade est\u00e1 no centro da nossa inova\u00e7\u00e3o. Fa\u00e7a parte de uma <br class=\"hide-mobile\" \/>empresa que d\u00e1 prioridade \u00e0s finan\u00e7as respons\u00e1veis. \t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/smart.stream\/pt-pt\/carreiras\/\">\n\t\t\t\t\t\tExplorar carreiras\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Tudo o que rege a forma como trabalhamos consigo \u2014 desde os termos do nosso acordo at\u00e9 \u00e0 forma como tratamos os seus dados. Acordos Acordo-quadro de SaaS Regula o acesso e a utiliza\u00e7\u00e3o de servi\u00e7os de software baseados na cloud Descarregar Acordo-quadro de Licen\u00e7a e Servi\u00e7os de Suporte Termos para licenciamento de software para [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"global_tag":[],"class_list":["post-30072","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"Nick Smith, da Smartstream, explica por que a prepara\u00e7\u00e3o dos bancos para o T+1 e os pagamentos instant\u00e2neos varia, e por que a qualidade dos dados e as decis\u00f5es em tempo real s\u00e3o o pr\u00f3ximo passo.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/smart.stream\/resources\/smartstream-connect-europe-london-pilot-to-production\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.5\" \/>\n\t\t<meta property=\"og:locale\" content=\"pt_PT\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Smartstream\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Mudan\u00e7as Culturais e o Avan\u00e7o Al\u00e9m do T+1 | Smartstream\" \/>\n\t\t<meta property=\"og:description\" content=\"Nick Smith, da Smartstream, explica por que a prepara\u00e7\u00e3o dos bancos para o T+1 e os pagamentos instant\u00e2neos varia, e por que a qualidade dos dados e as decis\u00f5es em tempo real s\u00e3o o pr\u00f3ximo passo.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/smart.stream\/resources\/smartstream-connect-europe-london-pilot-to-production\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"1050\" \/>\n\t\t<meta property=\"og:image:height\" content=\"591\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-10-14T07:25:57+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-11-05T12:22:50+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@Smartstream_STP\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Mudan\u00e7as Culturais e o Avan\u00e7o Al\u00e9m do T+1 | Smartstream\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Nick Smith, da Smartstream, explica por que a prepara\u00e7\u00e3o dos bancos para o T+1 e os pagamentos instant\u00e2neos varia, e por que a qualidade dos dados e as decis\u00f5es em tempo real s\u00e3o o pr\u00f3ximo passo.\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/10\/2026-10-14-video-sibos-2026-finextratv-interview-nick-smith.jpg\" \/>\n\t\t<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t\t<meta name=\"twitter:data1\" content=\"5 minutos\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/resources\\\/mudancas-culturais-por-que-o-setor-ja-esta-a-ir-alem-do-t1\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/acordos-e-politicas\\\/#listItem\",\"name\":\"Acordos e Pol\\u00edticas\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/acordos-e-politicas\\\/#listItem\",\"position\":2,\"name\":\"Acordos e Pol\\u00edticas\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/#listItem\",\"name\":\"Home\"}}]},{\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/smart.stream\\\/resources\\\/nick-smith-culture-shifts-beyond-t1\\\/#faqpage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why do banks progress at different speeds towards T+1 and instant payments?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nick Smith, Chief Business Officer at Smartstream, says readiness depends on corporate culture and internal priorities. 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