{"id":30072,"date":"2026-05-26T11:00:20","date_gmt":"2026-05-26T10:00:20","guid":{"rendered":"https:\/\/smart.stream\/acordos-e-politicas\/"},"modified":"2026-07-27T19:31:47","modified_gmt":"2026-07-27T18:31:47","slug":"acordos-e-politicas","status":"publish","type":"page","link":"https:\/\/smart.stream\/pt-pt\/acordos-e-politicas\/","title":{"rendered":"Acordos e Pol\u00edticas"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"30072\" class=\"elementor elementor-30072 elementor-21256\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a159b22 e-flex e-con-boxed e-con e-parent\" data-id=\"a159b22\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16448ac elementor-widget elementor-widget-heading\" data-id=\"16448ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Acordos e Pol\u00edticas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e83cfcd elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e83cfcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tudo o que rege a forma como trabalhamos consigo \u2014 desde os termos do nosso acordo at\u00e9 \u00e0 forma como tratamos os seus dados.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de8113f elementor-widget elementor-widget-text-editor\" data-id=\"de8113f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u00daltima atualiza\u00e7\u00e3o  26 de Maio, 2026\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a32d638 e-flex e-con-boxed e-con e-parent\" data-id=\"a32d638\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85ff298 elementor-widget elementor-widget-heading\" data-id=\"85ff298\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Acordos<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e3ad603 e-grid e-con-full e-con e-child\" data-id=\"e3ad603\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ea1826 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"7ea1826\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acordo-quadro de SaaS<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1df827d elementor-widget elementor-widget-text-editor\" data-id=\"1df827d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Regula o acesso e a utiliza\u00e7\u00e3o de servi\u00e7os de software baseados na cloud<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d339c9 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"5d339c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Master-Software-as-a-Service-Agreement.TCs-.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf6baf0 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"cf6baf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acordo-quadro de Licen\u00e7a e Servi\u00e7os de Suporte<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e09626 elementor-widget elementor-widget-text-editor\" data-id=\"2e09626\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Termos para licenciamento de software para utiliza\u00e7\u00e3o on-premise ou local<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d9789a elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"2d9789a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Master-License-and-Support-Services-Agreement-TCs.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4400185 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4400185\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Acordo de subcontratante de tratamento de dados<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-523ad22 elementor-widget elementor-widget-text-editor\" data-id=\"523ad22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Termos em conformidade para o tratamento de dados pessoais em seu nome<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d52053 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"7d52053\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Data-Processor-Agreement-Smartstream-as-Processor.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94c9df0 elementor-widget elementor-widget-heading\" data-id=\"94c9df0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pol\u00edticas<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4959792 e-grid e-con-full e-con e-child\" data-id=\"4959792\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bc474e elementor-widget elementor-widget-heading\" data-id=\"2bc474e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pol\u00edtica de Intelig\u00eancia Artificial e Aprendizagem Autom\u00e1tica<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37549cb elementor-widget elementor-widget-text-editor\" data-id=\"37549cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Enquadramento para a conce\u00e7\u00e3o, desenvolvimento e implementa\u00e7\u00e3o respons\u00e1vel, l\u00edcita e controlada de intelig\u00eancia artificial<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-827f972 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"827f972\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/AI_and_ML_Policy_v.1.0.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45cedf4 elementor-widget elementor-widget-heading\" data-id=\"45cedf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Suporte<\/h4>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3de895c e-grid e-con-full e-con e-child\" data-id=\"3de895c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72de4c1 elementor-widget elementor-widget-heading\" data-id=\"72de4c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Descri\u00e7\u00e3o do Servi\u00e7o de Suporte On-Premise<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-761e1b8 elementor-widget elementor-widget-text-editor\" data-id=\"761e1b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Termos de suporte, hor\u00e1rios de cobertura e vias de escalonamento para implementa\u00e7\u00f5es on-premise<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-806f7d0 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"806f7d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/SmartStream_Software_Support_Service_Description_v2.7.0.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1843ac elementor-widget elementor-widget-heading\" data-id=\"a1843ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Descri\u00e7\u00e3o do Suporte a Servi\u00e7os Alojados<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef38535 elementor-widget elementor-widget-text-editor\" data-id=\"ef38535\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Termos de suporte e SLAs para clientes de servi\u00e7os alojados na cloud e on-demand<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8be47b8 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"8be47b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Hosted-Services-Support-Description-TLM-v4.2.1.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1301b29 elementor-widget elementor-widget-heading\" data-id=\"1301b29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Descri\u00e7\u00e3o do Suporte a Servi\u00e7os Alojados Air<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-342deb0 elementor-widget elementor-widget-text-editor\" data-id=\"342deb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Esta descri\u00e7\u00e3o do servi\u00e7o aplica-se ao produto Smartstream Air<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6e4a70 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"a6e4a70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smart.stream\/wp-content\/uploads\/smartstream-resources\/Smartstream-Air-Hosted-Services-Support-Description-v2.2.1.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b1383b e-flex e-con-boxed e-con e-parent\" data-id=\"0b1383b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e4545c3 e-con-full e-flex e-con e-child\" data-id=\"e4545c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db31884 elementor-hidden-mobile elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"db31884\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tSmart <br \/>Insights\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t\u00daltimas tend\u00eancias em IA, automa\u00e7\u00e3o,<br class=\"hide-mobile\" \/> \ne inova\u00e7\u00e3o de dados.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/smart.stream\/pt-pt\/smartstream-insights\/\">\n\t\t\t\t\t\tVer Tudo\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50abe3c elementor-grid-2 smooth-load-text-row elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"50abe3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:29990,&quot;columns&quot;:2,&quot;alternate_template&quot;:&quot;yes&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:80,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-29990\">.elementor-29990 .elementor-element.elementor-element-751ec277{--display:flex;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-29990 .elementor-element.elementor-element-79777b54 img{width:100%;height:100%;object-fit:cover;object-position:center center;}.elementor-29990 .elementor-element.elementor-element-79777b54{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 12px) 0px;}.elementor-29990 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );font-weight:var( --e-global-typography-b41ad82-font-weight );text-transform:var( --e-global-typography-b41ad82-text-transform );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );color:var( --e-global-color-ac618ca );}.elementor-29990 .elementor-element.elementor-element-7631e59c{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 12px) 0px;}.elementor-29990 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );font-weight:var( --e-global-typography-95df7da-font-weight );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );color:var( --e-global-color-text );}@media(max-width:1024px){.elementor-29990 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );}.elementor-29990 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}@media(max-width:767px){.elementor-29990 .elementor-element.elementor-element-79777b54{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 2px) 0px;}.elementor-29990 .elementor-element.elementor-element-7631e59c .elementor-heading-title{font-size:var( --e-global-typography-b41ad82-font-size );line-height:var( --e-global-typography-b41ad82-line-height );letter-spacing:var( --e-global-typography-b41ad82-letter-spacing );word-spacing:var( --e-global-typography-b41ad82-word-spacing );}.elementor-29990 .elementor-element.elementor-element-7631e59c{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-29990 .elementor-element.elementor-element-2b3e9226 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"29990\" class=\"elementor elementor-29990 elementor-13071 elementor-13071 e-loop-item e-loop-item-39012 post-39012 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-08-august-2026 global_tag-818 global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-industries-banking global_tag-industries-capital-markets global_tag-industries-investment-management global_tag-smart-reconciliations global_tag-smartstream-air global_tag-videos\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/pt-pt\/resources\/data-everywhere-is-the-real-problem\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/08\/2026-08-06-video-air-reconciliation-reimagined-02-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-39013\" alt=\"Video thumbnail for &apos;Fragmented data undermines control&apos; showing a city skyline, play button, and SmartStream logo.\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/08\/2026-08-06-video-air-reconciliation-reimagined-02-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/08\/2026-08-06-video-air-reconciliation-reimagined-02-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/08\/2026-08-06-video-air-reconciliation-reimagined-02-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/08\/2026-08-06-video-air-reconciliation-reimagined-02.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">V\u00eddeo &amp; Podcast<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">The data problem that precedes every break\r\nWhen reconci...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"29990\" class=\"elementor elementor-29990 elementor-13071 elementor-13071 e-loop-item e-loop-item-38995 post-38995 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-08-august-2026 global_tag-asset-servicing-times global_tag-news global_tag-smart-reconciliations global_tag-smartstream-air global_tag-thomas-steinborn\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/pt-pt\/resources\/o-dilema-da-modernizacao\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-14726\" alt=\"\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/News-Overview-Asset-Servicing-Times-2025.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Not\u00edcias<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Os sistemas que se recusam a reformar\n\n\nAs plataformas l...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"29990\" class=\"elementor elementor-29990 elementor-13071 elementor-13071 e-loop-item e-loop-item-38952 post-38952 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-07-july-2026 global_tag-818 global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-news global_tag-robin-hasson global_tag-smart-agents global_tag-smart-reconciliations global_tag-smartstream-air global_tag-the-digital-assets-edge\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-751ec277 insight smooth-load-item e-con-full e-flex e-con e-parent\" data-id=\"751ec277\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/pt-pt\/resources\/o-problema-da-inteligencia\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79777b54 elementor-widget elementor-widget-image\" data-id=\"79777b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/News-overview-the-digital-assets-edge-2026-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-image-38929\" alt=\"Partial photo of a woman wearing glasses on the left, with the bold text &apos;THE DIGITAL ASSETS EDGE&apos; on a white background.\" srcset=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/News-overview-the-digital-assets-edge-2026-768x432.jpg 768w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/News-overview-the-digital-assets-edge-2026-300x169.jpg 300w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/News-overview-the-digital-assets-edge-2026-1024x576.jpg 1024w, https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/News-overview-the-digital-assets-edge-2026.jpg 1050w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7631e59c grey-dot elementor-widget elementor-widget-heading\" data-id=\"7631e59c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Not\u00edcias<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3e9226 elementor-widget elementor-widget-heading\" data-id=\"2b3e9226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Pagamentos ag\u00eanticos de IA\n\n\nOs pagamentos ag\u00eanticos de ...<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-29992\">.elementor-29992 .elementor-element.elementor-element-436bc0{--display:flex;--justify-content:center;border-style:solid;--border-style:solid;border-width:1px 1px 1px 1px;--border-top-width:1px;--border-right-width:1px;--border-bottom-width:1px;--border-left-width:1px;border-color:var( --e-global-color-0c8397e );--border-color:var( --e-global-color-0c8397e );--border-radius:0px 0px 200px 0px;}.elementor-29992 .elementor-element.elementor-element-1ecc3d91{text-align:center;}.elementor-29992 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );font-weight:var( --e-global-typography-95df7da-font-weight );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}@media(max-width:1024px){.elementor-29992 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}@media(max-width:767px){.elementor-29992 .elementor-element.elementor-element-436bc0{--border-radius:0px 0px 140px 0px;}.elementor-29992 .elementor-element.elementor-element-1ecc3d91 .elementor-heading-title{font-size:var( --e-global-typography-95df7da-font-size );line-height:var( --e-global-typography-95df7da-line-height );letter-spacing:var( --e-global-typography-95df7da-letter-spacing );word-spacing:var( --e-global-typography-95df7da-word-spacing );}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"29992\" class=\"elementor elementor-29992 elementor-13069 elementor-13069 elementor-repeater-item-b783501 e-loop-item e-loop-item-38951 post-38951 ssresource type-ssresource status-publish has-post-thumbnail hentry global_tag-07-july-2026 global_tag-818 global_tag-artificial-intelligence-ai-machine-learning-ml global_tag-smart-reconciliations global_tag-smartstream-air global_tag-videos\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-436bc0 view-all e-flex e-con-boxed e-con e-parent\" data-id=\"436bc0\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/smart.stream\/pt-pt\/smartstream-insights\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ecc3d91 elementor-widget elementor-widget-heading\" data-id=\"1ecc3d91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Ver tudo<\/h6>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59f0bb7 e-flex e-con-boxed e-con e-parent\" data-id=\"59f0bb7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c25cba0 e-con-full pulse-bg e-flex e-con e-child\" data-id=\"c25cba0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e0cd14 smooth-load-text-row elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"3e0cd14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tJunte-se a n\u00f3s na constru\u00e7\u00e3o de um <br class=\"hide-mobile\" \/>futuro mais sustent\u00e1vel\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tA sustentabilidade est\u00e1 no centro da nossa inova\u00e7\u00e3o. Fa\u00e7a parte de uma <br class=\"hide-mobile\" \/>empresa que d\u00e1 prioridade \u00e0s finan\u00e7as respons\u00e1veis. \t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/smart.stream\/careers\/\">\n\t\t\t\t\t\tExplorar carreiras\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Tudo o que rege a forma como trabalhamos consigo \u2014 desde os termos do nosso acordo at\u00e9 \u00e0 forma como tratamos os seus dados. Acordos Acordo-quadro de SaaS Regula o acesso e a utiliza\u00e7\u00e3o de servi\u00e7os de software baseados na cloud Descarregar Acordo-quadro de Licen\u00e7a e Servi\u00e7os de Suporte Termos para licenciamento de software para [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_members_access_role":[],"_members_access_error":""},"global_tag":[],"class_list":["post-30072","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"A s\u00e9rie AIR da Smartstream come\u00e7a por explicar porque \u00e9 que os dados fragmentados e os controlos manuais representam agora um risco financeiro e regulamentar material para as institui\u00e7\u00f5es financeiras.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"pt_PT\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Smartstream\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Porque a reconcilia\u00e7\u00e3o \u00e9 um risco estrat\u00e9gico | Smartstream\" \/>\n\t\t<meta property=\"og:description\" content=\"A s\u00e9rie AIR da Smartstream come\u00e7a por explicar porque \u00e9 que os dados fragmentados e os controlos manuais representam agora um risco financeiro e regulamentar material para as institui\u00e7\u00f5es financeiras.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"1050\" \/>\n\t\t<meta property=\"og:image:height\" content=\"591\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-07-30T11:59:54+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-07-30T11:59:54+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@Smartstream_STP\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Porque a reconcilia\u00e7\u00e3o \u00e9 um risco estrat\u00e9gico | Smartstream\" \/>\n\t\t<meta name=\"twitter:description\" content=\"A s\u00e9rie AIR da Smartstream come\u00e7a por explicar porque \u00e9 que os dados fragmentados e os controlos manuais representam agora um risco financeiro e regulamentar material para as institui\u00e7\u00f5es financeiras.\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/2026-07-30-video-air-reconciliation-reimagined-01.jpg\" \/>\n\t\t<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/resources\\\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/acordos-e-politicas\\\/#listItem\",\"name\":\"Acordos e Pol\\u00edticas\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/acordos-e-politicas\\\/#listItem\",\"position\":2,\"name\":\"Acordos e Pol\\u00edticas\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/#listItem\",\"name\":\"Home\"}}]},{\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/smart.stream\\\/resources\\\/why-has-reconciliation-become-a-strategic-risk\\\/#faqpage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the Smartstream AIR: Reconciliation Reimagined video series?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"AIR: Reconciliation Reimagined is a series of 8 to 10 short, insight-driven videos designed to challenge conventional thinking about reconciliation and reposition it as a strategic foundation for operational control, resilience, and trust within financial institutions.\"}},{\"@type\":\"Question\",\"name\":\"Why is reconciliation now considered a strategic risk for financial institutions?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Rising data volumes, increasing system fragmentation, and compressing settlement cycles mean reconciliation failures can escalate beyond operational disruption into material financial and regulatory exposure. Undetected breaks and limited transparency directly affect institutional resilience and regulatory standing.\"}},{\"@type\":\"Question\",\"name\":\"What is Smartstream Air and how does it address reconciliation risk?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Air is Smartstream's cloud-native, AI-enabled data automation and reconciliation platform. It helps financial institutions move from reactive exception management to proactive operational control across complex, fragmented data environments.\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/#organization\",\"name\":\"Smartstream\",\"description\":\"Smartstream is a financial data automation company delivering autonomous back-office operations across reconciliations, liquidity, collateral, corporate actions, fees, and reference data, serving 70 of the world's top 100 banks.\",\"url\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/\",\"email\":\"info@smart.stream\",\"telephone\":\"+442078980600\",\"foundingDate\":\"2001-07-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":1100,\"maxValue\":1200},\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/smart.stream\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Blog-Overview-Style-01-black-Logo.jpg\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/resources\\\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\\\/#organizationLogo\",\"width\":1920,\"height\":1080},\"image\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/resources\\\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.youtube.com\\\/user\\\/SmartStreamOnline\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/smartstream-technologies\\\/\",\"https:\\\/\\\/smartstream.buzzsprout.com\\\/\"]},{\"@type\":\"VideoObject\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/resources\\\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\\\/#aioseo-video-ms7gm2a4\",\"name\":\"Why Reconciliation Has Become a Strategic Risk\",\"description\":\"The first episode of Smartstream's AIR: Reconciliation Reimagined series, examining how rising data volumes, system fragmentation, and compressing settlement cycles have transformed reconciliation from a back-office function into a material financial and regulatory risk.\",\"embedUrl\":\"https:\\\/\\\/youtu.be\\\/Q8ZBOrWf-gE\",\"thumbnailUrl\":\"https:\\\/\\\/smart.stream\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/2026-07-30-video-air-reconciliation-reimagined-01.jpg\",\"uploadDate\":\"2026-07-30T00:00:00+01:00\",\"isFamilyFriendly\":\"https:\\\/\\\/schema.org\\\/True\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/resources\\\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\\\/#webpage\",\"url\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/resources\\\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\\\/\",\"name\":\"Porque a reconcilia\\u00e7\\u00e3o \\u00e9 um risco estrat\\u00e9gico | Smartstream\",\"description\":\"A s\\u00e9rie AIR da Smartstream come\\u00e7a por explicar porque \\u00e9 que os dados fragmentados e os controlos manuais representam agora um risco financeiro e regulamentar material para as institui\\u00e7\\u00f5es financeiras.\",\"inLanguage\":\"pt-PT\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/resources\\\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\\\/#breadcrumblist\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/smart.stream\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/2026-07-30-video-air-reconciliation-reimagined-01.jpg\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/resources\\\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\\\/#mainImage\",\"width\":1050,\"height\":591},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/resources\\\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\\\/#mainImage\"},\"datePublished\":\"2026-07-30T12:59:54+01:00\",\"dateModified\":\"2026-07-30T12:59:54+01:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/#website\",\"url\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/\",\"name\":\"Smartstream\",\"description\":\"Empowering leading global financial institutions and enterprises with innovative solutions that deliver accurate, timely data insights to streamline operations, reduce costs, and meet regulatory demands with confidence.\",\"inLanguage\":\"pt-PT\",\"publisher\":{\"@id\":\"https:\\\/\\\/smart.stream\\\/pt-pt\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO Pro -->\r\n\t\t<title>Porque a reconcilia\u00e7\u00e3o \u00e9 um risco estrat\u00e9gico | Smartstream<\/title>\n\n","aioseo_head_json":{"title":"Porque a reconcilia\u00e7\u00e3o \u00e9 um risco estrat\u00e9gico | Smartstream","description":"A s\u00e9rie AIR da Smartstream come\u00e7a por explicar porque \u00e9 que os dados fragmentados e os controlos manuais representam agora um risco financeiro e regulamentar material para as institui\u00e7\u00f5es financeiras.","canonical_url":"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BreadcrumbList","@id":"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/smart.stream\/pt-pt\/#listItem","position":1,"name":"Home","item":"https:\/\/smart.stream\/pt-pt\/","nextItem":{"@type":"ListItem","@id":"https:\/\/smart.stream\/pt-pt\/acordos-e-politicas\/#listItem","name":"Acordos e Pol\u00edticas"}},{"@type":"ListItem","@id":"https:\/\/smart.stream\/pt-pt\/acordos-e-politicas\/#listItem","position":2,"name":"Acordos e Pol\u00edticas","previousItem":{"@type":"ListItem","@id":"https:\/\/smart.stream\/pt-pt\/#listItem","name":"Home"}}]},{"@type":"FAQPage","@id":"https:\/\/smart.stream\/resources\/why-has-reconciliation-become-a-strategic-risk\/#faqpage","mainEntity":[{"@type":"Question","name":"What is the Smartstream AIR: Reconciliation Reimagined video series?","acceptedAnswer":{"@type":"Answer","text":"AIR: Reconciliation Reimagined is a series of 8 to 10 short, insight-driven videos designed to challenge conventional thinking about reconciliation and reposition it as a strategic foundation for operational control, resilience, and trust within financial institutions."}},{"@type":"Question","name":"Why is reconciliation now considered a strategic risk for financial institutions?","acceptedAnswer":{"@type":"Answer","text":"Rising data volumes, increasing system fragmentation, and compressing settlement cycles mean reconciliation failures can escalate beyond operational disruption into material financial and regulatory exposure. Undetected breaks and limited transparency directly affect institutional resilience and regulatory standing."}},{"@type":"Question","name":"What is Smartstream Air and how does it address reconciliation risk?","acceptedAnswer":{"@type":"Answer","text":"Air is Smartstream's cloud-native, AI-enabled data automation and reconciliation platform. It helps financial institutions move from reactive exception management to proactive operational control across complex, fragmented data environments."}}]},{"@type":"Organization","@id":"https:\/\/smart.stream\/pt-pt\/#organization","name":"Smartstream","description":"Smartstream is a financial data automation company delivering autonomous back-office operations across reconciliations, liquidity, collateral, corporate actions, fees, and reference data, serving 70 of the world's top 100 banks.","url":"https:\/\/smart.stream\/pt-pt\/","email":"info@smart.stream","telephone":"+442078980600","foundingDate":"2001-07-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":1100,"maxValue":1200},"logo":{"@type":"ImageObject","url":"https:\/\/smart.stream\/wp-content\/uploads\/2025\/07\/Blog-Overview-Style-01-black-Logo.jpg","@id":"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/#organizationLogo","width":1920,"height":1080},"image":{"@id":"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/#organizationLogo"},"sameAs":["https:\/\/www.youtube.com\/user\/SmartStreamOnline","https:\/\/www.linkedin.com\/company\/smartstream-technologies\/","https:\/\/smartstream.buzzsprout.com\/"]},{"@type":"VideoObject","@id":"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/#aioseo-video-ms7gm2a4","name":"Why Reconciliation Has Become a Strategic Risk","description":"The first episode of Smartstream's AIR: Reconciliation Reimagined series, examining how rising data volumes, system fragmentation, and compressing settlement cycles have transformed reconciliation from a back-office function into a material financial and regulatory risk.","embedUrl":"https:\/\/youtu.be\/Q8ZBOrWf-gE","thumbnailUrl":"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/2026-07-30-video-air-reconciliation-reimagined-01.jpg","uploadDate":"2026-07-30T00:00:00+01:00","isFamilyFriendly":"https:\/\/schema.org\/True"},{"@type":"WebPage","@id":"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/#webpage","url":"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/","name":"Porque a reconcilia\u00e7\u00e3o \u00e9 um risco estrat\u00e9gico | Smartstream","description":"A s\u00e9rie AIR da Smartstream come\u00e7a por explicar porque \u00e9 que os dados fragmentados e os controlos manuais representam agora um risco financeiro e regulamentar material para as institui\u00e7\u00f5es financeiras.","inLanguage":"pt-PT","isPartOf":{"@id":"https:\/\/smart.stream\/pt-pt\/#website"},"breadcrumb":{"@id":"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/#breadcrumblist"},"image":{"@type":"ImageObject","url":"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/2026-07-30-video-air-reconciliation-reimagined-01.jpg","@id":"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/#mainImage","width":1050,"height":591},"primaryImageOfPage":{"@id":"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/#mainImage"},"datePublished":"2026-07-30T12:59:54+01:00","dateModified":"2026-07-30T12:59:54+01:00"},{"@type":"WebSite","@id":"https:\/\/smart.stream\/pt-pt\/#website","url":"https:\/\/smart.stream\/pt-pt\/","name":"Smartstream","description":"Empowering leading global financial institutions and enterprises with innovative solutions that deliver accurate, timely data insights to streamline operations, reduce costs, and meet regulatory demands with confidence.","inLanguage":"pt-PT","publisher":{"@id":"https:\/\/smart.stream\/pt-pt\/#organization"}}]},"og:locale":"pt_PT","og:site_name":"Smartstream","og:type":"article","og:title":"Porque a reconcilia\u00e7\u00e3o \u00e9 um risco estrat\u00e9gico | Smartstream","og:description":"A s\u00e9rie AIR da Smartstream come\u00e7a por explicar porque \u00e9 que os dados fragmentados e os controlos manuais representam agora um risco financeiro e regulamentar material para as institui\u00e7\u00f5es financeiras.","og:url":"https:\/\/smart.stream\/pt-pt\/resources\/porque-e-que-a-reconciliacao-se-tornou-um-risco-estrategico\/","og:image":"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg","og:image:secure_url":"https:\/\/smart.stream\/wp-content\/uploads\/2023\/11\/News-Overview-SmartStream-2025.jpg","og:image:width":1050,"og:image:height":591,"article:published_time":"2026-07-30T11:59:54+00:00","article:modified_time":"2026-07-30T11:59:54+00:00","twitter:card":"summary_large_image","twitter:site":"@Smartstream_STP","twitter:title":"Porque a reconcilia\u00e7\u00e3o \u00e9 um risco estrat\u00e9gico | Smartstream","twitter:description":"A s\u00e9rie AIR da Smartstream come\u00e7a por explicar porque \u00e9 que os dados fragmentados e os controlos manuais representam agora um risco financeiro e regulamentar material para as institui\u00e7\u00f5es financeiras.","twitter:image":"https:\/\/smart.stream\/wp-content\/uploads\/2026\/07\/2026-07-30-video-air-reconciliation-reimagined-01.jpg","twitter:label1":"Est. reading time","twitter:data1":"1 minute"},"aioseo_meta_data":{"post_id":"30072","title":null,"description":"#post_excerpt","keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"WebPage","isEnabled":false},"graphs":[{"id":"#aioseo-service-mng1uizm","slug":"service","graphName":"Service","label":"Service","properties":{"name":"#post_title","description":"#post_excerpt","serviceType":"Agreements & Policies","price":"","currency":"","image":"https:\/\/smart.stream\/wp-content\/uploads\/2025\/04\/Success-Stories-Overview-SmartStream-Style-1.jpg","provider":{"name":"","url":"","image":""}},"value":"service"}]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":false,"robots_noindex":true,"robots_noarchive":true,"robots_nosnippet":true,"robots_nofollow":true,"robots_noimageindex":true,"robots_noodp":true,"robots_notranslate":true,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"never","local_seo":null,"seo_analyzer_scan_date":"2026-07-27 18:17:41","breadcrumb_settings":null,"limit_modified_date":false,"open_ai":null,"ai":{"faqs":[],"keyPoints":[],"schemas":[],"titles":["Smartstream Leading the Way in Regulatory Compliance and Risk Management","Ensuring Industry Compliance: Smartstream's Strategic Approach","Build a Sustainable Future with Smartstream's Innovative Compliance Solutions","Smartstream's Latest on AI and Data Innovation in Regulatory Adherence","Join Smartstream in Promoting Responsible Finance and Sustainability"],"descriptions":[],"socialPosts":{"email":[],"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2026-06-11 15:54:24","updated":"2026-08-06 22:39:20","focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/smart.stream\/pt-pt\/\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">|<\/span><span class=\"aioseo-breadcrumb\">\n\tAcordos e Pol\u00edticas\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/smart.stream\/pt-pt\/"},{"label":"Acordos e Pol\u00edticas","link":"https:\/\/smart.stream\/pt-pt\/acordos-e-politicas\/"}],"_links":{"self":[{"href":"https:\/\/smart.stream\/pt-pt\/wp-json\/wp\/v2\/pages\/30072","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smart.stream\/pt-pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smart.stream\/pt-pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smart.stream\/pt-pt\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/smart.stream\/pt-pt\/wp-json\/wp\/v2\/comments?post=30072"}],"version-history":[{"count":4,"href":"https:\/\/smart.stream\/pt-pt\/wp-json\/wp\/v2\/pages\/30072\/revisions"}],"predecessor-version":[{"id":38909,"href":"https:\/\/smart.stream\/pt-pt\/wp-json\/wp\/v2\/pages\/30072\/revisions\/38909"}],"wp:attachment":[{"href":"https:\/\/smart.stream\/pt-pt\/wp-json\/wp\/v2\/media?parent=30072"}],"wp:term":[{"taxonomy":"global_tag","embeddable":true,"href":"https:\/\/smart.stream\/pt-pt\/wp-json\/wp\/v2\/global_tag?post=30072"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}