{"id":32777,"date":"2026-02-06T17:29:04","date_gmt":"2026-02-06T17:29:04","guid":{"rendered":"https:\/\/smart.stream\/%e9%80%9a%e8%bf%87-smart-agents-%e5%92%8c%e4%bb%a3%e7%90%86%e5%bc%8f-ai-%e9%87%8d%e5%a1%91%e9%87%91%e8%9e%8d%e8%bf%90%e8%90%a5\/"},"modified":"2026-02-06T17:29:04","modified_gmt":"2026-02-06T17:29:04","slug":"reimagining-financial-operations-with-smart-agents-and-agentic-ai","status":"publish","type":"post","link":"https:\/\/smart.stream\/zh-hans\/reimagining-financial-operations-with-smart-agents-and-agentic-ai\/","title":{"rendered":"\u901a\u8fc7 Smart Agents \u548c\u4ee3\u7406\u5f0f AI \u91cd\u5851\u91d1\u878d\u8fd0\u8425"},"content":{"rendered":"<div class=\"right\">\n<p>\u6211\u4eec\u5728 Connect Americas 2025 \u6f14\u793a\u53d1\u5e03\u540e\u4e0d\u4e45\u91c7\u8bbf\u4e86 Thomas\uff0c\u63a2\u8ba8\u4e86 Smart Agents\u3001\u91d1\u878d\u8fd0\u8425\u4e2d\u4ee3\u7406\u5f0f AI \u7684\u672a\u6765\uff0c\u4ee5\u53ca Smartstream \u5982\u4f55\u5851\u9020\u4ee5\u4eba\u4e3a\u672c\u7684\u521b\u65b0\u65b9\u6cd5\u3002<\/p>\n<p style=\"padding-left: 40px;\">\u201c<em>\u8fd9\u91cc\u7684\u4ef7\u503c\u5728\u4e8e\u8282\u7701\u6bcf\u4e2a\u4eba\u7684\u65f6\u95f4\uff0c\u786e\u4fdd\u6bcf\u4e2a\u4eba\u90fd\u80fd\u5728\u540c\u6837\u7684\u65f6\u95f4\u5185\u5b8c\u6210\u66f4\u591a\u5de5\u4f5c<\/em>\uff0c\u201dCPTO Thomas Steinborn \u8868\u793a\u3002<\/p>\n<\/div>\n<h4><strong> <\/strong><strong>\u795d\u8d3a\u6f14\u793a\u6210\u529f\u53d1\u5e03\u3002\u5bf9\u4e8e\u90a3\u4e9b\u672a\u80fd\u5230\u573a\u7684\u4eba\u6765\u8bf4\uff0cSmart Agents \u7a76\u7adf\u662f\u4ec0\u4e48\uff1f <\/strong><\/h4>\n<div class=\"right\">\n<p><strong>Thomas:<\/strong> \u8c22\u8c22\u3002\u8fd9\u662f\u4e00\u4e2a\u4ee4\u4eba\u5174\u594b\u7684\u91cc\u7a0b\u7891\u3002Smart Agents \u662f\u6211\u4eec\u5728\u91d1\u878d\u8fd0\u8425\u667a\u80fd\u81ea\u52a8\u5316\u65b9\u9762\u8fc8\u51fa\u7684\u6700\u65b0\u4e00\u6b65\u3002\u5b83\u4eec\u65e8\u5728\u5e2e\u52a9\u56e2\u961f\u63d0\u9ad8\u6548\u7387\u5e76\u4ee5\u66f4\u5f3a\u7684\u4fe1\u5fc3\u5f00\u5c55\u5de5\u4f5c\u3002\u5728\u9996\u4e2a\u7248\u672c\u4e2d\uff0cSmart Agents \u652f\u6301\u8c03\u67e5 (Investigations)\uff0c\u7b80\u5316\u4e86\u5e38\u89c4\u6d41\u7a0b\uff0c\u51cf\u5c11\u4e86\u624b\u52a8\u6b65\u9aa4\uff0c\u5e76\u5e2e\u52a9\u5206\u6790\u5e08\u66f4\u5feb\u5730\u83b7\u5f97\u7ed3\u679c\u3002\u4f46\u8fd9\u4e00\u7406\u5ff5\u8fdc\u4e0d\u6b62\u4e8e\u6b64\uff1b\u5b83\u4eec\u65e8\u5728\u652f\u6301\u8fd0\u8425\u90e8\u95e8\u7684\u5404\u79cd\u5de5\u4f5c\u6d41\u3002     <\/p>\n<\/div>\n<h4><strong>\u4e3a\u4ec0\u4e48 Smart Agents \u5bf9\u73b0\u5728\u7684\u91d1\u878d\u8fd0\u8425\u56e2\u961f\u5982\u6b64\u91cd\u8981\uff1f<\/strong><\/h4>\n<div class=\"right\">\n<p><strong>Thomas:<\/strong> \u4ef7\u503c\u5f88\u7b80\u5355\uff1a\u8282\u7701\u6bcf\u4e2a\u4eba\u7684\u65f6\u95f4\uff0c\u4ee5\u4fbf\u4ed6\u4eec\u80fd\u591f\u5229\u7528\u76f8\u540c\u7684\u8d44\u6e90\u5b9e\u73b0\u66f4\u591a\u76ee\u6807\u3002\u5982\u4eca\u7684\u8fd0\u8425\u56e2\u961f\u9762\u4e34\u7740\u66f4\u5feb\u89e3\u51b3\u4e2d\u65ad\u3001\u4e00\u81f4\u5730\u5e94\u7528\u89c4\u5219\u4ee5\u53ca\u6e05\u6670\u5730\u7ba1\u7406\u5f02\u5e38\u7684\u538b\u529b\u3002Smart Agents \u5e94\u7528\u7ed3\u6784\u826f\u597d\u7684\u89c4\u5219\u624b\u518c\u548c\u4ee3\u7406\u5f0f\u667a\u80fd\u6765\u81ea\u52a8\u5316\u91cd\u590d\u6b65\u9aa4\uff0c\u5e76\u5f15\u5bfc\u5206\u6790\u5e08\u8fbe\u6210\u6e05\u6670\u3001\u81ea\u4fe1\u7684\u89e3\u51b3\u65b9\u6848\u3002\u5176\u7ed3\u679c\u662f\u901f\u5ea6\u3001\u4e00\u81f4\u6027\u548c\u66f4\u597d\u7684\u6574\u4f53\u4f53\u9a8c\u3002\u4e0d\u4ec5\u9002\u7528\u4e8e\u8c03\u67e5\uff0c\u4e5f\u9002\u7528\u4e8e\u5bf9\u8d26\u548c\u5176\u4ed6\u8fd0\u8425\u6d41\u7a0b\u3002    <\/p>\n<\/div>\n<h4><strong>\u7528\u6237\u4f53\u9a8c\u5982\u4f55\u4f53\u73b0\u8fd9\u4e00\u70b9\uff1f\u5bf9\u4e8e\u5728\u8fd0\u8425\u90e8\u95e8\u5de5\u4f5c\u7684\u4eba\u6765\u8bf4\uff0c\u5b83\u662f\u4ec0\u4e48\u6837\u5b50\u7684\uff1f <\/strong><\/h4>\n<div class=\"right\">\n<p><strong>Thomas:<\/strong> \u6211\u4eec\u975e\u5e38\u5f3a\u8c03\u6e05\u6670\u5ea6\u548c\u53ef\u64cd\u4f5c\u6027\u3002\u4eea\u8868\u677f\u4f1a\u7acb\u5373\u663e\u793a\u4e2d\u65ad\u548c\u66f4\u6539\uff0c\u56e0\u6b64\u5206\u6790\u5e08\u77e5\u9053\u91cd\u70b9\u5173\u6ce8\u54ea\u91cc\u3002\u5f53\u4ed6\u4eec\u5904\u7406\u6848\u4f8b\u65f6\uff0c\u7cfb\u7edf\u4f1a\u63d0\u4f9b\u5f15\u5bfc\u8def\u5f84\uff0c\u4f7f\u51b3\u7b56\u66f4\u5feb\u901f\u3001\u66f4\u4e00\u81f4\u3002\u6240\u6709\u8fd9\u4e9b\u90fd\u5f97\u5230\u4e86\u6e05\u6d01\u6570\u636e\u5b9e\u8df5\u7684\u652f\u6301\uff0c\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u8fd9\u4e9b\u5b9e\u8df5\u4f1a\u63d0\u9ad8\u51c6\u786e\u6027\u3002\u968f\u7740\u4e91\u5316\u548c SaaS \u5316\uff0c\u83b7\u53d6\u65b0\u529f\u80fd\u53d8\u5f97\u6beb\u4e0d\u8d39\u529b\uff0c\u65e0\u9700\u590d\u6742\u7684\u5347\u7ea7\u6216\u4e2d\u65ad\u3002\u8fd9\u79cd\u5bf9\u901f\u5ea6\u3001\u6027\u80fd\u548c\u53ef\u7528\u6027\u7684\u5173\u6ce8\u786e\u4fdd\u4e86\u5206\u6790\u5e08\u548c\u7ecf\u7406\u6bcf\u5929\u90fd\u80fd\u66f4\u597d\u5730\u5b8c\u6210\u5de5\u4f5c\uff0c\u5e76\u5728\u5404\u4e1a\u52a1\u7ebf\u6269\u5c55\u6210\u529f\u3002     <\/p>\n<\/div>\n<h4><strong>\u60a8\u4e4b\u524d\u63d0\u5230\u8fc7\u60a8\u7684\u65b9\u6cd5\u662f\u4ee5\u4eba\u4e3a\u672c\u3002\u8fd9\u5982\u4f55\u5f71\u54cd Smart Agents \u7684\u5f00\u53d1\u65b9\u5f0f\uff1f <\/strong><\/h4>\n<div class=\"right\">\n<p><strong>Thomas:<\/strong> \u5766\u8bda\u5730\u8bf4\uff0c\u8fd9\u51b3\u5b9a\u4e86\u4e00\u5207\u3002\u5728\u6211\u62c5\u4efb CPTO \u7684\u524d\u516d\u4e2a\u6708\u91cc\uff0c\u6700\u4ee4\u6211\u5370\u8c61\u6df1\u523b\u7684\u662f\u6211\u4eec\u56e2\u961f\u4e4b\u95f4\u7684\u4fe1\u4efb\u548c\u627f\u8bfa\u3002\u8fd9\u79cd\u6587\u5316\u4fc3\u6210\u4e86\u771f\u6b63\u7684\u521b\u65b0\u3002\u6211\u52a0\u5165 Smartstream \u662f\u56e0\u4e3a\u6211\u9047\u5230\u7684\u4eba\uff0c\u8fd9\u79cd\u5370\u8c61\u4ece\u90a3\u65f6\u8d77\u4e00\u76f4\u5ef6\u7eed\u81f3\u4eca\u3002\u6211\u4eec\u5f00\u53d1\u6280\u672f\u7684\u521d\u8877\u662f\u8ba9\u5de5\u4f5c\u4eba\u5458\uff08\u5206\u6790\u5e08\u3001\u7ecf\u7406\u3001\u8fd0\u8425\u9886\u5bfc\u8005\uff09\u7684\u751f\u6d3b\u53d8\u5f97\u66f4\u8f7b\u677e\uff0c\u5e76\u4ee5\u4e00\u79cd\u52a0\u901f\u91c7\u7528\u800c\u975e\u4f7f\u5176\u590d\u6742\u5316\u7684\u65b9\u5f0f\u4ea4\u4ed8\u6280\u672f\u3002\u8fd9\u79cd\u4ee5\u4eba\u4e3a\u672c\u7684\u601d\u7ef4\u65b9\u5f0f\u6b63\u5728\u5851\u9020 Smartstream \u5411\u5ba2\u6237\u63d0\u4f9b\u4ee3\u7406\u5f0f AI \u548c SaaS \u4ea4\u4ed8\u7684\u65b9\u5f0f\uff0c\u4ece\u800c\u4f7f\u521b\u65b0\u843d\u5730\u66f4\u5feb\u3001\u91c7\u7528\u66f4\u7b80\u5355\u3001\u4ef7\u503c\u5b9e\u73b0\u66f4\u65e9\u3002     <\/p>\n<\/div>\n<h4><strong>\u5c55\u671b\u672a\u6765\uff0c\u5ba2\u6237\u5bf9\u4ea7\u54c1\u8def\u7ebf\u56fe\u6709\u4ec0\u4e48\u671f\u5f85\uff1f<\/strong><\/h4>\n<div class=\"right\">\n<p><strong>Thomas:<\/strong> \u6211\u4eec\u59cb\u7ec8\u4e13\u6ce8\u4e8e\u5bf9\u8fd0\u8425\u56e2\u961f\u6700\u91cd\u8981\u7684\u4e8b\u60c5\uff1a\u901f\u5ea6\u3001\u6027\u80fd\u548c\u65e5\u5e38\u53ef\u7528\u6027\u3002\u60a8\u5c06\u770b\u5230\u914d\u5bf9\u3001\u4e2d\u65ad\u89e3\u51b3\u548c\u8c03\u67e5\u65b9\u9762\u7684\u6301\u7eed\u6539\u8fdb\u3002\u60a8\u5c06\u770b\u5230\u66f4\u591a\u5b9e\u7528\u7684\u4ee3\u7406\u5f0f AI \u8fdb\u5165\u751f\u4ea7\u5de5\u4f5c\u6d41\uff0c\u5e76\u59cb\u7ec8\u53d7\u900f\u660e\u89c4\u5219\u624b\u518c\u548c\u53d7\u63a7\u51b3\u7b56\u5f15\u5bfc\u7684\u7ea6\u675f\u3002\u6211\u4eec\u6b63\u5728\u4f18\u5316\u7528\u6237\u4f53\u9a8c\uff0c\u4f7f\u65e5\u5e38\u64cd\u4f5c\u66f4\u52a0\u6d41\u7545\u548c\u76f4\u89c2\u3002\u968f\u7740\u6211\u4eec\u5411\u4e91\u548c SaaS \u4ea4\u4ed8\u7684\u63a8\u8fdb\uff0c\u5ba2\u6237\u5c06\u80fd\u591f\u66f4\u5feb\u5730\u83b7\u5f97\u65b0\u529f\u80fd\uff0c\u5305\u62ec Smartstream Air \u5957\u4ef6\u7684\u589e\u5f3a\u529f\u80fd\u3002\u6240\u6709\u8fd9\u4e9b\u7684\u57fa\u7840\u662f\u5bf9\u6e05\u6d01\u6570\u636e\u548c\u4fe1\u4efb\u7684\u627f\u8bfa\uff0c\u8fd9\u5bf9\u4e8e\u5728\u4efb\u4f55\u91d1\u878d\u73af\u5883\u4e2d\u6269\u5c55\u81ea\u52a8\u5316\u90fd\u81f3\u5173\u91cd\u8981\u3002     <\/p>\n<\/div>\n<h4><strong>\u51c6\u5907\u597d\u5f00\u59cb\u4f7f\u7528 Smart Agents \u4e86\u5417\uff1f<\/strong><\/h4>\n<div class=\"right\">\n<p>Smart Agents \u53ef\u5e2e\u52a9\u60a8\u7684\u56e2\u961f\u5728\u66f4\u77ed\u7684\u65f6\u95f4\u5185\u89e3\u51b3\u66f4\u591a\u914d\u5bf9\u3001\u7b80\u5316\u5f02\u5e38\u5904\u7406\u5e76\u7b80\u5316\u590d\u6742\u7684\u91d1\u878d\u5de5\u4f5c\u6d41\u3002<a href=\"https:\/\/smart.stream\/connect\/\">\u8054\u7cfb\u6211\u4eec\u9884\u7ea6 Smart Agents \u6f14\u793a<\/a>\uff0c\u63a2\u7d22\u7528\u4e8e\u5feb\u901f\u5bf9\u8d26\u7684 Smartstream Air\uff0c\u6216\u4e0e\u6211\u4eec\u7684\u56e2\u961f\u63a2\u8ba8 SaaS \u90e8\u7f72\u548c\u8def\u7ebf\u56fe\u529f\u80fd\u3002<\/p>\n<\/div>\n<h4><strong>\u5e38\u89c1\u95ee\u9898\u89e3\u7b54<\/strong><\/h4>\n<div class=\"right\">\n<ul>\n<li><strong>\u4ec0\u4e48\u662f Smart Agents\uff1f<\/strong><br \/>\n\u7528\u4e8e\u8c03\u67e5\u7684 Smart Agents \u662f\u4e00\u79cd AI \u9a71\u52a8\u7684\u89e3\u51b3\u65b9\u6848\uff0c\u7528\u4e8e\u589e\u5f3a\u6216\u81ea\u4e3b\u5904\u7406\u5bf9\u8d26\u548c\u540e\u53f0\u6d41\u7a0b\u7684\u5f02\u5e38\uff0c\u4ece\u800c\u51cf\u5c11\u624b\u52a8\u5de5\u4f5c\u5e76\u63d0\u9ad8\u8fd0\u8425\u97e7\u6027\u3002<\/li>\n<li><strong>Smart Agents \u5982\u4f55\u52a0\u901f\u5bf9\u8d26\uff1f<\/strong><br \/>\n\u5b83\u4eec\u5e94\u7528\u6e05\u6670\u7684\u89c4\u5219\u624b\u518c\u548c\u4ee3\u7406\u5f0f\u51b3\u7b56\u652f\u6301\uff0c\u4ee5\u66f4\u5feb\u5730\u89e3\u51b3\u914d\u5bf9\u3001\u51cf\u5c11\u624b\u52a8\u6b65\u9aa4\uff0c\u5e76\u5f15\u5bfc\u5206\u6790\u5e08\u8fdb\u884c\u4e2d\u65ad\u7ba1\u7406\u3002<\/li>\n<li><strong>\u8fd0\u8425\u56e2\u961f\u7684\u65e5\u5e38\u6536\u76ca\u662f\u4ec0\u4e48\uff1f<\/strong><br 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