Overview
A UK-based bank with offshore operations required enhanced liquidity monitoring to meet the Bank of England PRA’s intraday liquidity reporting standards.
Challenge
Operating across multiple time zones, clearing systems, and correspondent banking networks created fragmented liquidity visibility. Manual processes and end-of-day reconciliations limited transparency and increased operational risk, particularly as regulatory expectations around intraday liquidity reporting intensified.
Solution
The bank implemented Smart Liquidity, deploying the Cash Management System (CMS) and Intraday Liquidity Management (IDLM) modules.
CMS consolidated liquidity data across UK and offshore accounts, providing a unified view of cash positions and enabling improved forecasting of liquidity movements.
IDLM delivered automated monitoring of intraday liquidity exposures and supported the generation of PRA regulatory templates, ensuring the bank met supervisory reporting requirements.
Benefits
The solution provided a single global liquidity dashboard, improving oversight of liquidity movements and strengthening readiness for regulatory reviews. The bank reduced its reliance on manual processes while improving operational control and transparency across its international operations.
