Overview
A Global Systemically Important Bank operating across multiple jurisdictions required enhanced control over intraday liquidity and cash visibility. High transaction volumes, numerous clearing systems, and increasing regulatory scrutiny made real-time oversight essential to ensure compliance and optimise funding strategies.
Challenge
The bank managed liquidity across a complex network of internal systems, clearing infrastructures, and global accounts. Fragmented data sources limited real-time visibility of cash positions and intraday exposures, increasing operational complexity and the risk of regulatory breaches. The organisation required a consolidated view of liquidity across its global operations to strengthen monitoring and improve funding efficiency.
Solution
The bank implemented Smart Liquidity, deploying the Cash Management System (CMS) and Intraday Liquidity Management (IDLM) modules.
CMS consolidated data from more than 30 internal and external sources to provide real-time visibility of global cash positions. This enabled accurate liquidity forecasting and proactive management of funding requirements.
IDLM delivered continuous monitoring of intraday liquidity consumption against defined thresholds, with early identification of potential shortfalls. Automated reporting supported multiple regulatory frameworks, strengthening oversight and governance.
Benefits
By integrating CMS and IDLM, the bank established a unified liquidity view across its global account network. Operations gained improved transparency of intraday positions, enhanced regulatory reporting capabilities, and stronger operational resilience. The solution also supported more efficient funding strategies by enabling proactive liquidity management and optimisation.
